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Find Long-Term Care Insurance Agents in Cathedral City, CA

Directory of long-term care insurance agents in Cathedral City, California. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 long-term care insurance agents in Cathedral City, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
69-195 Ramon Rd STE C4, Cathedral City, CA 92234
(760) 914-4087 locations.freeway.com
Tim Wood - State Farm Insurance Agent
35963 Date Palm Dr, Cathedral City, CA 92234
(760) 770-0700 agenttimwood.com
Lowest Competitive Insurance Services, Inc.
68945 Vista Chino STE B, Cathedral City, CA 92234
(760) 325-1530 lowestcompetitiveins.com
Farmers Insurance Tom Breitfeller
68828 Ramon Rd STE A, Cathedral City, CA 92234
(760) 770-9300 agents.farmers.com
Phil Goodge - State Farm Insurance Agent
67850 Vista Chino Ste 106, Cathedral City, CA 92234
(760) 328-3233 goodgeagency.com
Dynamic General Insurance Services
68828 Ramon Rd C1, Cathedral City, CA 92234
(760) 862-5300 insurancedynamic.com
Safer Insurance Agency Inc. Cathedral
68303 Ramon Rd a, Cathedral City, CA 92234
(760) 699-5761 saferinsurance.com
Fred Loya Insurance
31655 Date Palm Dr, Cathedral City, CA 92234
(760) 770-1800 fredloya.com
Rosalio Plata Insurance
35410 Date Palm Dr, Cathedral City, CA 92234
(760) 894-1015 rpinsurance.com
Fina Insurance Agency Services Inc
68545 Ramon Rd Ste C102, Cathedral City, CA 92234
(760) 321-7746
Terry Sharpe: Primerica - Financial Services
35325 Date Palm Dr SUITE 213, Cathedral City, CA 92234
(760) 565-2235 reps.primerica.com
Palm Valley Insurance Services
68192 Ramon Rd, Cathedral City, CA 92234
(760) 775-7256 palmvalleyinsurance.com
Connelly - Weiss Insurance
68175 Alcita Rd, Cathedral City, CA 92234
(760) 668-4048 connellyweissinsurance.com
Beach Stanton Insurance Agency LLC
34400 Date Palm Dr # O, Cathedral City, CA 92234
(760) 324-1144 beachstanton.com
Irasema German Insurance Services
35256 Date Palm Dr, Cathedral City, CA 92234
(702) 291-5650

A long-term care insurance agent in Cathedral City, California helps residents find policies that cover nursing home, assisted living, and home care services. California offers a Partnership for Long-Term Care program that allows policyholders to protect some assets from Medi-Cal spend-down requirements. Local agents can explain how these state-specific rules affect your coverage options.

What Does a Long-Term Care Insurance Agent in Cathedral City Cost?

In California, long-term care insurance premiums vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Policies with inflation protection and longer benefit periods cost more. These figures are general estimates and your actual cost will depend on your specific situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Cathedral City do?
An agent helps you compare policies from different insurers to find a plan that fits your budget and health needs. They explain California-specific rules, such as the 30-day free look period that lets you cancel a policy for a full refund. Agents do not provide legal advice but can clarify policy details.
How does California Partnership for Long-Term Care affect my policy?
This state program allows you to keep a certain amount of assets if you later need Medi-Cal. Policies sold through the partnership must meet California standards and provide inflation protection. Your agent can tell you if a policy qualifies for this program.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people ages 18 to 84, but premiums increase with age. You must be in reasonably good health to qualify for coverage. Some companies have stricter underwriting for applicants over age 75.