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Showing 2 long-term care insurance agents in Castro Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julie Sumiki - State Farm Insurance Agent
3763 Castro Valley Blvd, Castro Valley, CA 94546
(510) 537-8111
juliesumiki.com
Ron Cain - Bay Area Medicare Broker
20885 Redwood Rd Ste 138, Castro Valley, CA 94546
(510) 813-6999
bayareamedicarebroker.com
What Does a Long-Term Care Insurance Agent in Castro Valley Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. Costs are higher for comprehensive plans with inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Castro Valley do?
An agent helps you compare policies from different insurers, explains coverage options, and assists with the application process. They can also guide you on California Partnership plans which offer asset protection under state law.
How does California law affect long-term care insurance policies?
California requires insurers to offer inflation protection and nonforfeiture benefits. The California Partnership program provides additional protections for policyholders who purchase qualified policies.
What is the typical age to buy long-term care insurance in California?
Most people purchase policies between ages 50 and 65 when premiums are lower and health conditions are less likely to cause denial. California law allows a 30-day free look period after purchase.