Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
Benefits by Design Insurance Services
1902 Wright Pl 2nd Floor, Carlsbad, CA 92008
(760) 696-3573
benefitsbydesignca.com
Purely Insurance Solutions
2794 Gateway Rd, Carlsbad, CA 92009
(877) 215-5431 ext. 113
purely.insure
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Health Insurance Services
2888 Loker Ave E #221, Carlsbad, CA 92010
(760) 672-3666
healthsecurity1.com
ISC MGA
1811 Aston Ave Suite 200, Carlsbad, CA 92008
(888) 531-4722
iscmga.com
California Health Quote Insurance
2888 Loker Ave E #221, Carlsbad, CA 92010
(800) 788-4678
Advanced Brokers Insurance Services
325 Carlsbad Village Dr G2, Carlsbad, CA 92008
(858) 436-7999
advancedbrokersinc.com
SPF Insurance Services Carlsbad
7736 Via Rico, Carlsbad, CA 92009
(619) 937-3635
spfinsurance.com
Covered CA - Compare HealthCare Insurance & Medicare Plans
701 Palomar Airport Rd Ste 330, Carlsbad, CA 92011
(760) 585-4268
comparehealthplans.info
Consumer Insurance Services Inc
5355 Avenida Encinas suite 208b, Carlsbad, CA 92008
(760) 434-5050
consumerinsuranceservicesinc.com
Seaside Financial & Insurance Services
2032 Corte Del Nogal #100, Carlsbad, CA 92011
(760) 433-4632
seasideadvisory.com
Health Insurance Plan Experts
2558 Roosevelt St #200, Carlsbad, CA 92008
(858) 206-8262
Carlsbad General Insurance Agency LLC
2413 Lapis Rd, Carlsbad, CA 92009
(760) 444-2662
carlsbadgeneralinsurance.com
James M Morrison Insurance Services
2710 Gateway Rd, Carlsbad, CA 92009
(760) 438-9311
misbenefits.com
Carlsbad Specialty Insurance Services, Inc.
2173 Salk Ave Suite 250, Carlsbad, CA 92008
(760) 518-4755
csisinsinc.com
FFL Insurance Agency, LLC
2292 Faraday Ave, Carlsbad, CA 92008
(760) 814-9978
fflinsuranceagency.com
Long-term care insurance agents in Carlsbad help residents plan for future care needs. California law requires agents to be licensed and to follow strict disclosure rules. Local agents can explain the California Partnership for Long-Term Care program, which offers asset protection and inflation protection.
What Does a Long-Term Care Insurance Agent in Carlsbad Cost?
Long-term care insurance costs in California vary based on age, health, and coverage level. For a healthy 55 year old, a policy may cost between 1,500 and 3,000 dollars per year. Costs increase with age and for those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Carlsbad do?
An agent helps you compare policies from different insurers. They explain coverage options, benefits, and exclusions. They also guide you through California specific rules like the 30 day free look period.
Is long-term care insurance required in California?
No, California does not require long-term care insurance. However, the state encourages planning through the California Partnership for Long-Term Care. This program offers special benefits for those who buy qualified policies.
How do California Partnership policies differ from standard policies?
California Partnership policies provide asset protection and inflation protection. They also allow you to keep more assets if you later apply for Medi-Cal. Agents can explain the specific requirements for these policies.