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Compare Long-Term Care Insurance Agents in Arcata, CA

Compare long-term care insurance agents in Arcata. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Arcata, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 long-term care insurance agents in Arcata, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Traci Day - State Farm Insurance Agent
692 14th St, Arcata, CA 95521
(707) 822-7077 calltracitoday.com
Farmers Insurance - Kaylee David
400 G St, Arcata, CA 95521
(707) 822-2421 agents.farmers.com

Long-term care insurance agents in Arcata, California help residents plan for future care needs. These agents can explain how California Partnership for Long-Term Care policies work. They also help you compare plans that meet state standards for inflation protection and nonforfeiture benefits.

What Does a Long-Term Care Insurance Agent in Arcata Cost?

Long-term care insurance costs in California vary based on your age, health, and the policy benefits you choose. A typical annual premium for a 55-year-old can range from $1,500 to $3,500. For a 65-year-old, premiums often range from $2,500 to $5,000 per year. Costs can be higher for richer benefits or if you have health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Arcata do?
A long-term care insurance agent helps you find a policy that covers services like nursing home care or home health aides. They explain the benefits and costs of different plans. They also ensure the policy meets California regulations.
Are there California rules for long-term care insurance?
Yes, California requires policies to include inflation protection and a free look period of 30 days. Agents must also follow the California Partnership rules if they sell partnership policies. These rules help protect your assets if you need Medi-Cal later.
How do I choose a long-term care insurance agent in Arcata?
Look for an agent licensed in California with experience in long-term care policies. Ask about their knowledge of the California Partnership program. You can check their license status on the California Department of Insurance website.