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Find Long-Term Care Insurance Agents Near You in Aptos, CA
Directory of long-term care insurance agents in Aptos, California. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 long-term care insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Benefits Insurance Services
64 Rancho Del Mar, Aptos, CA 95003
(831) 661-0700
seniorbenefits.care
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
A long-term care insurance agent in Aptos, California helps residents plan for future care needs. California has a unique program called the California Partnership for Long-Term Care that offers special policy protections. An agent can explain how these plans work with Medi-Cal and other local resources.
What Does a Long-Term Care Insurance Agent in Aptos Cost?
Long-term care insurance agent fees in California are usually paid by commission from the insurance company, not directly by you. Typical annual premiums for a policy can range from $2,000 to $5,000 for a healthy 55-year-old, but costs vary by age, health, and coverage level. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Aptos do?
An agent helps you compare policies from different companies and explains coverage options. They guide you through the application process and can tell you about California specific rules like the Partnership program.
Is long-term care insurance required in California?
No, long-term care insurance is not required by law in California. However, it can help protect your savings if you need care later. The California Partnership program offers policies that let you keep more assets if you later use Medi-Cal.
How do I choose a long-term care insurance agent in Aptos?
Look for an agent who is licensed in California and has experience with long-term care policies. Ask if they work with the California Partnership for Long-Term Care. Check their knowledge of local care costs in Santa Cruz County.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.