The top-rated long-term care insurance agent in Jacksonville, Arkansas is James Gowen - State Farm Insurance Agent, rated 4.9 stars across 270 reviews. Other highly rated options include Lauren Fowler - State Farm Insurance Agent, Direct Auto Insurance, Shelter Insurance - Todd Martin. This directory lists 16 long-term care insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Gowen - State Farm Insurance Agent | 309 N James St | (501) 982-1200 |
| 2 | Lauren Fowler - State Farm Insurance Agent | 717 N J P Wright Loop Rd | (501) 982-9456 |
| 3 | Direct Auto Insurance | 425 W Main St | (501) 985-4455 |
| 4 | Shelter Insurance - Todd Martin | 210 John Harden Dr | (501) 985-9794 |
| 5 | Shelter Insurance - Seth Boyd | 1108 W Main St Ste A | (501) 982-6465 |
| 6 | Pete Barry Insurance | 1326 John Harden Dr | (501) 985-2999 |
| 7 | Premier Insurance Agency AR | 912 W Main St | (501) 288-9107 |
| 8 | P&P Benefits Group | 2 Crestview Plaza | (501) 982-4561 |
| 9 | Advantage 1 Auto Insurance | 601 W Main St | (501) 983-2044 |
| 10 | Farmers Insurance - Jeffrey Twitty | 2 Crestview Plaza | (501) 985-0282 |
James Gowen – State Farm Insurance Agent serves the Jacksonville, Arkansas, area and Pulaski County, specializing in long-term care insurance agents. This agency helps individuals navigate the complexities of planning for future care needs, offering guidance on policy options to protect assets and maintain independence. Clients can explore coverage for in-home assistance, nursing facility stays, and related support services. The agency handles both individual long-term care policies and supplemental coverage options tied to other State Farm products.
Lauren Fowler - State Farm Insurance Agent in Jacksonville, AR, provides long-term care insurance solutions tailored to help clients plan for future health needs. Its service approach includes assessing individual coverage options and assisting with policy maintenance to adapt to changing circumstances. The office offers ongoing support for questions concerning benefits and claims. This agent services properties including single-family homes, apartments, retail, and restaurants.
Direct Auto Insurance in Jacksonville, Arkansas serves homeowners, families, and individuals who want to plan for future health and financial needs. This agency provides long-term care insurance policies to help cover custodial or home-based care services. Their agents explain policy terms and waiting periods, helping customers in central Arkansas arrange coverage that supports their later-life care choices. The agency also assists clients in the greater Little Rock metro area with long-term care insurance evaluations and plan adjustments.
Shelter Insurance - Todd Martin serves clients in Jacksonville, Arkansas, and the surrounding central Arkansas communities. As a long-term care insurance agent, the company helps individuals plan for future health and personal care expenses that traditional health coverage may not fully address. This work involves assessing each client’s financial situation and retirement goals to determine appropriate policy options. The typical job begins with a thorough consultation to review needs and long-term objectives, then identifies suitable plans from available carriers.
Shelter Insurance - Seth Boyd in Jacksonville, AR provides clients in the greater area with long-term care insurance policies that are structured either as a one-time option covering a predetermined benefit period or as a recurring service plan offering ongoing support. These policies help cover expenses such as home health care, assisted living, or nursing facility costs that are not typically paid by standard health coverage or Medicare. Service arrangements are determined entirely on an as-needed basis according to each policyholder’s specific requirements.
Specializing in long-term care insurance, Pete Barry Insurance offers policies covering assisted living, nursing home stays, and in-home care. Based in Jacksonville, AR, the agency guides local individuals through financial planning for future care needs, evaluating policy options to protect savings from rising medical expenses. For families in central Arkansas, it addresses the urgent concern of finding affordable coverage before a health crisis or retirement makes qualification difficult.
Premier Insurance Agency AR in Jacksonville assists individuals in planning for future care needs through long-term care insurance policies. These policies help cover expenses from assisted living facilities or in-home health aides, protecting retirement savings from high medical costs. The agency guides clients in selecting coverage that aligns with their financial goals and health outlook. They serve homeowners needing asset protection, along with professionals requiring tailored benefits for their office staff, warehouse employees, and food service personnel.
P&P Benefits Group provides long-term care insurance services to individuals and families in Jacksonville, Arkansas. Their commercial coverage options for local businesses supplement their core residential focus. The agency serves clients throughout this central Arkansas area. Experienced agents assist policyholders by explaining plan structures and helping families evaluate appropriate coverage levels. They also coordinate with healthcare providers and review existing policies when situations change. After an initial consultation or enrollment, the agency schedules periodic check-ins to adjust coverage and answer new questions between regular visits.
As Arkansas summers bring increased outdoor activity and the inevitable fender benders, Advantage 1 Auto Insurance in Jacksonville helps local drivers navigate their long-term care needs. Serving residents planning for future healthcare expenses, this agency specializes in policies that cover extended stays at home or in care facilities. Clients benefit from tailored guidance on managing potential income and asset protection. An initial assessment begins with a review of personal health history and financial goals, followed by a straightforward in-office consultation to explain available coverage options.
What Does a a Long-Term Care Insurance Agent in Jacksonville Cost?
Long-term care insurance premiums in Arkansas vary widely based on your age, health, and the benefit amount you choose. A typical policy for a 55-year-old in Jacksonville might cost between $1,500 and $3,000 per year for a moderate benefit package. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
About long-term care insurance agents in Jacksonville
Long-term care insurance agents in Jacksonville, Arkansas help residents plan for future care needs while protecting assets. Arkansas offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents can explain how this state program works and help you choose a policy that meets your budget and health goals.
Frequently Asked Questions
What does a long-term care insurance agent in Jacksonville do?
An agent helps you compare policies from multiple carriers, explains coverage options like home care and nursing facility care, and guides you through the application process. They also inform you about Arkansas specific rules such as the state Partnership program and tax deduction eligibility.
How do I choose a long-term care insurance agent in Arkansas?
Look for an agent licensed in Arkansas with experience in long-term care products. Ask about their familiarity with the Arkansas Partnership for Long-Term Care and whether they represent multiple insurance companies so you can compare options.
Are long-term care insurance premiums tax deductible in Arkansas?
Yes, Arkansas allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. An agent can help you understand how this applies to your specific tax situation.
Long-Term Care Insurance Agents in Other Arkansas Cities
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