The top-rated life insurance agent in Ridgefield, Washington is Neil Daly - State Farm Insurance Agent, rated 5.0 stars across 164 reviews. Other highly rated options include James McPhee - State Farm Insurance Agent, James Schmeling: Allstate Insurance, Cornerstone Insurance NW. This directory lists 10 life insurance agents serving Ridgefield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Daly - State Farm Insurance Agent | 255 S 47th Ave Ste 129 | (360) 727-6214 |
| 2 | James McPhee - State Farm Insurance Agent | 2 S 56th Pl Suite 204 | (360) 727-3321 |
| 3 | James Schmeling: Allstate Insurance | 4312 S Settler Dr Ste 220 | (360) 576-1000 |
| 4 | Cornerstone Insurance NW | 101 Mill St Suite 200 Office B | (360) 771-0080 |
| 5 | Ed Daly - State Farm Insurance Agent | 255 S 47th Ave Ste 129 | (360) 573-7710 |
| 6 | Farmers Insurance - Jon Taylor | 8507 S 5th St #105 | (360) 887-0100 |
| 7 | Allstate Personal Financial Representative: Judd Lavender | 4312 S Settler Dr Ste 200 | (503) 206-6879 |
| 8 | Jim Hammer Financial Services LLC | 2 S 56th Pl #201b | (360) 918-2722 |
| 9 | Powers Financial and Insurance Group | 2936 S Harper Valley Way | (360) 857-8345 |
| 10 | Patrick Flynn, Founder & Principal - Flynn Financial Partners | 1325 S 8th Wy | (360) 501-4056 |
Neil Daly - State Farm Insurance Agent serves the Ridgefield, Washington metro area and surrounding Clark County communities, offering comprehensive life insurance agent services. The agency assists individuals and families in understanding their coverage needs for financial protection. General advice on whole life policies and term life options is available to help clients secure long-term support. Term life insurance planning and whole life coverage details are specific services handled by this office.
James McPhee - State Farm Insurance Agent in Ridgefield, WA, offers a range of life insurance products designed to help individuals and families protect their financial futures. Services include term and whole life policy options, with maintenance support for existing policies and claims assistance when needed. The agency serves the local community by servicing the insurance needs of clients residing in single-family homes and apartments, as well as local businesses such as retail shops and restaurants.
James Schmeling: Allstate Insurance in Ridgefield, Washington, serves local homeowners, renters, and business owners seeking life insurance coverage. The agency helps clients evaluate term and whole life policies to protect their families and financial futures. Policy options are tailored to meet individual needs for income replacement or final expense planning. The agent guides customers through the application process and helps manage existing policies. This Ridgefield office also extends its services to residents and small businesses in the nearby Battle Ground area.
Cornerstone Insurance NW serves individuals and families in Ridgefield, Washington, as well as the surrounding communities throughout Clark County. The local life insurance agent handles term life, whole life, and universal life policies designed to provide financial protection for beneficiaries. Each client’s personal situation and future goals are reviewed to determine appropriate coverage levels and policy structures. The agent typically approaches a new case by first conducting a thorough needs analysis, then presenting relevant policy options that align with the client’s budget and long-term objectives.
Ed Daly, operating as the local State Farm Insurance agent in Ridgefield, WA, helps clients understand the difference between term life policies, which provide coverage for a set period, and permanent life insurance, which remains in effect for a lifetime. These policies are designed to offer financial protection for beneficiaries. Coverage options are tailored to individual needs, focusing on income replacement and final expense planning. Life insurance agent services are available on a one-time, scheduled, or as-needed basis to review or adjust existing plans.
As a life insurance agent, Jon Taylor provides term life, whole life, and universal life policies to residents of Ridgefield, Washington. He assists families in developing coverage plans that address income replacement, mortgage protection, and final expense needs. His services include policy reviews and beneficiary updates to ensure financial strategies remain aligned with changing life circumstances. With the arrival of spring, he is available to help homeowners reevaluate their policies following property renovations or new home purchases.
As the seasons change and families in Ridgefield review their financial protections, Allstate Personal Financial Representative: Judd Lavender offers insight into life insurance options. This agency helps local residents evaluate coverage that can support loved ones during difficult transitions. Recognizing that each household has unique circumstances, the agent provides clear explanations of term and permanent policies. Initial discussions focus on understanding personal goals before suggesting specific solutions. A complimentary consultation allows clients to have their current coverage assessed and consider possible adjustments.
Jim Hammer Financial Services LLC works with clients in Ridgefield to address their financial protection needs through life insurance planning. The company offers policies that help individuals and families prepare for long-term security by providing death benefits and potential cash value accumulation. These services are supported by standard underwriting processes common in the local insurance market. The firm can assist commercial sectors including offices, warehouses, and food service operations with their business-related coverage requirements.
Powers Financial and Insurance Group serves residential clients in Ridgefield with life insurance policies designed to protect families against financial loss. The agency also offers commercial coverage for local businesses, serving the surrounding Clark County area. Life insurance agents here guide customers through term and whole life options, helping match coverage to individual needs. They provide ongoing follow-up support between regular policy reviews to ensure continued alignment with changing circumstances.
Patrick Flynn, Founder & Principal of Flynn Financial Partners in Ridgefield, WA, is known for helping individuals and families secure their financial futures through life insurance policies. The firm offers a range of coverage options designed to address needs such as income replacement and final expenses. Services extend to reviewing existing policies for adequate coverage and adjusting beneficiaries as circumstances change. A specialty service the company can provide is assisting clients with life insurance conversions from group employer plans.
What Does a a Life Insurance Agent in Ridgefield Cost?
Life insurance costs in Washington vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often starting at $100 per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Ridgefield
Life insurance agents in Ridgefield, Washington help residents find coverage that fits their needs and budget. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Local agents understand the specific needs of Clark County families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Life insurance agents in Washington must hold a valid resident license from the Office of the Insurance Commissioner. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Ridgefield?
Look for an agent who is licensed in Washington and has experience with the type of coverage you need. You can verify an agents license on the Washington State Office of the Insurance Commissioner website. Ask about their experience with term life, whole life, or other policies.
What is the free look period for life insurance in Washington?
Washington state law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This rule applies to most individual life insurance policies sold in the state.
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