The top-rated life insurance agent in Oak Harbor, Washington is Karmin Landry - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Natalia Talo - State Farm Insurance Agent, Tradewinds Insurance, Safe Harbor Agency. This directory lists 14 life insurance agents serving Oak Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karmin Landry - State Farm Insurance Agent | 31775 State Rte 20 STE B3 | (360) 675-4345 |
| 2 | Natalia Talo - State Farm Insurance Agent | 749 SE Fidalgo Ave #101 | (360) 675-7300 |
| 3 | Tradewinds Insurance | 31975 State Rte 20 #1 | (360) 679-4949 |
| 4 | Safe Harbor Agency | 31570 State Rte 20 STE 202 | — |
| 5 | Leavitt Group Northwest | 32785 State Rte 20 Suite 5 | (360) 675-5916 |
| 6 | Chris Watson: Allstate Insurance | 466 NE Midway Blvd | (360) 675-5978 |
| 7 | Land Title & Escrow of Island County | 901 NE Midway Blvd | (360) 675-2246 |
| 8 | Farmers Insurance - Richard Voit | 390 NE Midway Blvd STE A102 | (360) 675-1598 |
| 9 | WA Insurance LLC | 520 E Whidbey Ave | (360) 401-8962 |
| 10 | Farmers Insurance - Arcy Dinnell | 31780 State Rte 20 Ste 1b | (360) 675-7568 |
Karmin Landry - State Farm Insurance Agent serves the Oak Harbor, Washington area, offering life insurance services to local residents and families. The agency works with clients to select policies tailored to individual financial needs and long-term goals. Services include helping customers understand term and whole life insurance options. As a life insurance agent in this community, it assists with policy reviews and coverage adjustments as circumstances change. The office regularly handles final expense insurance and income protection planning for households in the Oak Harbor region.
Natalia Talo - State Farm Insurance Agent in Oak Harbor, Washington, provides a range of life insurance products designed to help individuals and families protect their financial future. The agency works with clients to review coverage needs and adjust plans as circumstances change. Policyholders receive ongoing support for policy maintenance, including beneficiary updates and annual coverage reviews. The office services single-family homes, apartments, retail businesses, and local restaurants.
Tradewinds Insurance serves homeowners, families, and small business owners in Oak Harbor, Washington, by offering guidance on life insurance policies that help protect financial security. The agency explains term and permanent coverage options, assisting clients in selecting plans aligned with long-term goals and budget needs. Appointments focus on individual risk assessment and clear policy details to support informed decisions. Tradewinds Insurance also serves residents and business operators in the neighboring community of Coupeville and the surrounding Whidbey Island area.
Unlike one-time purchase options, life insurance through Leavitt Group Northwest in Oak Harbor, Washington involves recurring policy management designed to protect long-term financial stability. Their agents facilitate the initial enrollment in suitable coverage, then guide clients through ongoing adjustments as personal circumstances evolve. This process ensures that beneficiaries receive the specified death benefit when needed most, providing essential financial security for local families and individuals. Their life insurance service runs on an as-needed basis, with policyholders encouraged to reach out for annual reviews or whenever life events necessitate a coverage change.
For customers considering life insurance, the difference between a one-time policy and a recurring premium plan determines immediate versus ongoing coverage. Chris Watson: Allstate Insurance, located in Oak Harbor, WA, helps individuals and families navigate these term and whole life options to match their long-term financial needs. The agency reviews income replacement, final expenses, and other protections common in this region. Service is provided on a scheduled basis, with appointments available to discuss policy adjustments or new applications as needed.
Land Title & Escrow of Island County provides life insurance agent services in Oak Harbor, Washington, helping clients secure financial protection through individually tailored policies. The company specializes in guiding local residents through the various life insurance options available, ensuring coverage aligns with personal long-term goals. General services include policy reviews and beneficiary designations. As autumn approaches and families review their estate plans, the firm helps clients adjust coverage to address potential inheritance tax obligations.
As the changing seasons in Oak Harbor bring new financial considerations for local families, Farmers Insurance - Richard Voit provides guidance on life insurance planning. This agency helps residents review policies that can support long-term security and address potential future needs. They assist clients in understanding how coverage options could fit individual circumstances. An initial assessment of a household’s current coverage or protection gaps typically begins the process, with the agent emphasizing a clear review of personal goals before any policy discussion moves forward.
WA Insurance LLC provides residential life insurance services to clients across Oak Harbor, Washington. The agency also offers commercial coverage solutions tailored for local businesses throughout the surrounding area. Their professional team assists individuals and organizations in selecting appropriate policy options. The office focuses on maintaining clear communication with policyholders to address changing coverage needs. Clients can expect thorough follow-up support between regular annual reviews to ensure continued alignment with their long-term financial goals.
Farmers Insurance - Arcy Dinnell provides comprehensive life insurance planning services to clients in Oak Harbor, WA. The agency specializes in helping individuals secure financial protection for their families through tailored term and whole life policies. Residents seeking to safeguard their future income and final expenses can consult with this local agent for personalized guidance. Beyond individual coverage, the agency also serves commercial sectors such as local offices, warehouses, and food service businesses, ensuring their key personnel and business continuity needs are addressed.
What Does a a Life Insurance Agent in Oak Harbor Cost?
The cost of life insurance in Washington varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $30 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Washington does not have a state income tax, which can affect how you use cash value policies. This is general information, not insurance advice.
About life insurance agents in Oak Harbor
Life insurance agents in Oak Harbor, Washington help residents find coverage to protect their families and assets. Washington state requires agents to be licensed through the Office of the Insurance Commissioner. Whether you need term life for temporary coverage or whole life for permanent protection, local agents can guide you through options.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Agents must hold a valid Washington resident insurance producer license. This requires passing a state exam and completing continuing education every two years.
Can I buy life insurance online in Oak Harbor?
Yes, many agents offer online applications and virtual consultations. However, meeting with a local Oak Harbor agent can help you understand Washington-specific regulations and policy options.
How long does it take to get a life insurance policy in Washington?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly, while whole life policies often require underwriting.
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