The top-rated life insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 648 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 11 life insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 6 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 7 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 8 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 9 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
| 10 | Helfrich Insurance | 22905 56th Ave W #102 | (425) 776-0447 |
Josh Culotti - State Farm Insurance Agent serves the Mountlake Terrace area and surrounding Snohomish County communities, offering life insurance policies designed to protect families and individuals. As a local agent, they assist clients in evaluating coverage options that provide financial security for beneficiaries. The agency works with individuals to customize plans suited to their specific needs and circumstances. Services include term life insurance policies to cover a specific period and whole life insurance for lifelong protection with accumulated cash value.
PALTA INSURANCE GROUP provides life insurance agent services for clients in Mountlake Terrace, WA and the surrounding region. Service plans involve policy reviews to ensure coverage matches evolving personal and financial circumstances. Ongoing maintenance includes annual policy evaluations and assistance with beneficiary updates. Guidance is offered on selecting suitable term or whole life policies based on individual needs. Property types served by this agency include single-family homes, apartment complexes, retail storefronts, and local restaurants.
Alex Bagdasarov - State Farm Insurance Agent serves homeowners, families, and small business owners in Mountlake Terrace, Washington. The agency offers life insurance policies designed to provide financial protection for loved ones and business continuity for enterprises. Services include term life, whole life, and universal life coverage options. The agent assists clients in comparing policy types and determining appropriate coverage amounts based on individual needs. This Mountlake Terrace location also works with clients throughout neighboring communities such as Lynnwood and the greater Snohomish County area.
Farmers Insurance - Yvonne Spitzenberg serves clients in Mountlake Terrace and the surrounding communities of Snohomish County. It handles life insurance policies designed to provide financial protection for families and beneficiaries in the event of a policyholder's death. The agency works with individuals to assess coverage needs based on their specific income, debts, and long-term goals. To handle a typical job, it reviews a client's current financial situation and future obligations before presenting suitable policy options for consideration.
Dave Keen: Allstate Insurance in Mountlake Terrace, WA offers both simple term life policies with an agreed-upon period of coverage and permanent policies that build cash value over a lifetime, helping families match protection to their financial goals. Everyone’s needs differ, and the agent takes time to explain how each choice affects beneficiaries. By comparing these options, residents gain clear guidance on income replacement or final expenses. Service appointments run on a scheduled basis, encouraging regular policy reviews and beneficiary updates.
Jones-Taylor Insurance Group, LLC specializes in life insurance policies designed to protect families and secure financial futures for residents of Mountlake Terrace, WA. The agency provides guidance on term and whole life coverage, assisting clients with policy selection and beneficiary planning. Its services also include reviewing existing policies to ensure adequate coverage over time. As clients approach the winter season, the agency helps evaluate coverage needs to safeguard household stability against unexpected events during the holidays.
As the leaves turn in Mountlake Terrace, many residents review their financial plans for the coming year. Plaza Insurance Agency provides life insurance to help local families secure their future without straining the monthly budget. Agents discuss how a new policy can complement existing savings and offer peace of mind. For a clear understanding of available options and premium estimates, the agency schedules a personal, no-obligation consultation to review each household’s coverage needs.
Golden Insurance LLC provides life insurance coverage to residents of Mountlake Terrace, Washington, assisting clients in selecting policies that protect their beneficiaries. The company specializes in term, whole, and universal life insurance plans tailored to individual financial goals. With a focus on local service, agents help applicants navigate underwriting requirements and policy options. Commercial sectors served by Golden Insurance LLC include small office operations, warehouse facilities, and food service businesses seeking life insurance for key personnel or buy-sell agreements.
James Richard Insurance Services serves clients throughout the Greater Seattle metro area and Snohomish County from its Mountlake Terrace, Washington location. As a life insurance agency, it provides guidance on personal financial protection and future planning. The company works with individuals and families to evaluate appropriate coverage types suited to their unique circumstances, ensuring beneficiaries are supported financially. James Richard Insurance Services specifically handles term life insurance policies, which offer coverage for a set period, and whole life insurance, which provides permanent protection.
Helfrich Insurance serves residents of Mountlake Terrace and the surrounding areas with life insurance solutions for their personal protection needs. Commercial coverage strategies are also available to help local business owners secure their operations and key personnel. The firm works closely with clients throughout Snohomish County to review their policies and adjust coverage as life circumstances change. Following policy delivery, the team maintains regular contact to address questions and update beneficiaries or coverage limits between scheduled annual reviews.
What Does a a Life Insurance Agent in Mountlake Terrace Cost?
Costs for life insurance in Washington vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Rates are influenced by your medical history smoking status and the amount of coverage. This is general information not insurance advice.
About life insurance agents in Mountlake Terrace
Life insurance agents in Mountlake Terrace help residents find policies that meet their financial goals and family needs. Washington state requires agents to be licensed by the Office of the Insurance Commissioner. Local agents understand the specific needs of Snohomish County residents including estate planning and mortgage protection.
Frequently Asked Questions
What license does a life insurance agent need in Washington?
Agents must hold a valid Washington state insurance producer license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get a life insurance policy in Mountlake Terrace?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly. Policies requiring a medical exam and underwriting take longer.
What is the free look period for life insurance in Washington?
Washington state gives you a 30 day free look period after you receive your policy. You can cancel for any reason during this time and get a full refund. This applies to most individual life insurance policies.
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