The top-rated life insurance agent in Kent, Washington is Cesar Ramos - State Farm Insurance Agent, rated 5.0 stars across 2,795 reviews. Other highly rated options include Heritage, Scott Kizer - State Farm Insurance Agent, A'lan Edmonson - State Farm Insurance Agent. This directory lists 22 life insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 26019 104th Ave SE Suite 102 | (253) 277-8418 |
| 2 | Heritage | 24401 104th Ave SE #102 | (253) 638-8142 |
| 3 | Scott Kizer - State Farm Insurance Agent | 13106 SE 240th St # 101 | (253) 398-2746 |
| 4 | A'lan Edmonson - State Farm Insurance Agent | 18000 72nd Ave S #171 | (253) 833-2500 |
| 5 | Vern Fonk Insurance | 23830 Pacific Hwy S Ste 101 | (206) 408-5797 |
| 6 | Kyle J MacVicar: Allstate Insurance | 13121 SE Kent-Kangley Rd Ste 103 | (253) 639-1555 |
| 7 | Farmers Insurance - Kevin Busby | 13215 SE 240th St A | (253) 872-7366 |
| 8 | Farmers Insurance - Marisela Ibarra | 204 Central Ave N #102 | (253) 835-5715 |
| 9 | Craig Romney - State Farm Insurance Agent | 24255 104th Ave SE | (253) 859-0910 |
| 10 | Doug Jones - State Farm Insurance Agent | 124 4th Ave S #210 | (253) 850-3226 |
Cesar Ramos - State Farm Insurance Agent serves the Kent, Washington area as a local life insurance provider. The agency focuses on helping individuals and families evaluate their coverage needs for long-term financial protection. Life insurance policies can offer support for beneficiaries or help cover final expenses and outstanding debts. The office also assists clients in the surrounding King County communities. Services here regularly include term life policies and whole life coverage for the Kent area.
Heritage provides life insurance coverage and financial protection planning for clients in Kent, Washington. The company assists individuals with policy selection, application assistance, and periodic reviews to align coverage with changing needs. Annual check-ins and beneficiary updates help maintain policy relevance. Heritage services a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Scott Kizer’s State Farm Insurance agency in Kent, WA serves homeowners, renters, and small business owners seeking to protect their assets through individualized life insurance policies. The office assists clients in Kent with evaluating term or whole life coverage options designed to provide financial security for families. Beyond the core Kent service area, the agency also works with residents in Covington and the surrounding South King County metro communities.
A'lan Edmonson - State Farm Insurance Agent serves the greater Kent, Washington area and the surrounding south King County communities, handling a range of life insurance policies for local families and individuals. The agency helps clients assess their coverage needs for income replacement and final expenses. It typically works through personal consultations to explain term and whole life options, tailoring each policy to fit the client's budget and long-term goals. This planning involves breaking down complex insurance details into clear, manageable steps that address the client's specific financial situation.
Vern Fonk Insurance provides life insurance coverage to residents of Kent, Washington, helping individuals and families select appropriate policies for their financial needs. The agency is particularly experienced in connecting clients with term life and whole life products. In addition to life insurance, the company offers supplemental coverage options such as accidental death and dismemberment policies. Vern Fonk Insurance serves a variety of commercial sectors, including offices, warehouses, and food service businesses.
Kyle J MacVicar: Allstate Insurance in Kent, WA, helps clients choose between a term policy offering temporary, one-time protection and a permanent whole life policy providing recurring coverage for the long term. These plans can assist with income replacement and final expense needs for local families. Service is available on an as-needed basis for consultations about adjusting existing coverage or obtaining a new policy.
Farmers Insurance - Kevin Busby in Kent, WA provides life insurance agent services, specializing in term life, whole life, and universal life policy options tailored to individual needs. The general work includes reviewing clients’ financial situations and recommending appropriate coverage amounts for income replacement and final expenses. As new parents plan for their children’s future during the back-to-school season, the office helps families adjust their policies to protect growing household responsibilities and changing educational costs.
Farmers Insurance - Marisela Ibarra in Kent, WA, provides financial protection through life insurance policies that help secure beneficiaries against the loss of income. These plans can also be customized with added coverage for accidental death or critical illness, tailoring protection to individual needs. For local business owners, the agency offers life insurance solutions designed to cover offices, warehouses, and food service operations, ensuring that commercial entities have a safety net in place for key personnel and business continuity.
When winter storms and seasonal shifts threaten Kent homes and vehicles, life insurance provides essential financial protection for local families. Craig Romney - State Farm Insurance Agent serves the Kent area by helping residents secure coverage that supports loved ones during difficult times. Common policy considerations include term or whole life plans, which can help replace income or cover final expenses. An initial assessment includes a detailed review of personal coverage needs and available policy options during a brief meeting at the agency office to start the process.
Doug Jones - State Farm Insurance Agent provides life insurance services to residents in Kent, Washington, offering policies that help protect families financially. Commercial life insurance coverage is also available for local business owners and their employees. The agency serves clients throughout the Kent area and surrounding communities, ensuring policyholders understand their options. Following an initial policy setup, agents typically contact clients to review coverage needs and make adjustments as life circumstances change, providing continued support between regular office visits.
What Does a a Life Insurance Agent in Kent Cost?
Life insurance costs in Washington depend on age, health, coverage amount, and policy type. A healthy 35-year-old in Kent might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 200 to 600 dollars per month for similar coverage. Rates vary by carrier and individual risk factors. This is general information, not insurance advice.
About life insurance agents in Kent
Life insurance agents in Kent, Washington help residents find coverage that fits their budget and family needs. Washington state law requires agents to be licensed by the Office of the Insurance Commissioner. Agents can explain term, whole, and universal life policies and guide you through the application process.
Frequently Asked Questions
Do I need a license to sell life insurance in Kent Washington?
Yes, all life insurance agents in Washington must hold a valid resident or non-resident license from the Washington State Office of the Insurance Commissioner. Agents must also complete continuing education to maintain their license.
What types of life insurance are available in Kent?
Common options include term life, whole life, universal life, and variable life insurance. Term life provides coverage for a set period, while permanent policies build cash value over time. Your agent can explain which type fits your goals.
How does Washington state law affect life insurance payouts?
Washington has a two-year contestability period during which the insurer can investigate misstatements on the application. After two years, the policy is generally incontestable. The state also requires insurers to pay claims within 30 days of receiving proof of death.
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