The top-rated life insurance agent in Vinton, Virginia is Gillespie Agency, LLC: Allstate Insurance, rated 4.7 stars across 217 reviews. Other highly rated options include Gregg Lee - State Farm Insurance Agent, Susan Balderson - State Farm Insurance Agent, Bowman Insurance Agency. This directory lists 14 life insurance agents serving Vinton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gillespie Agency, LLC: Allstate Insurance | 119 W Lee Ave | (540) 342-5355 |
| 2 | Gregg Lee - State Farm Insurance Agent | 517 Hardy Rd | (540) 982-0257 |
| 3 | Susan Balderson - State Farm Insurance Agent | 302 E Washington Ave | (540) 362-9471 |
| 4 | Bowman Insurance Agency | 223 W Virginia Ave | (540) 982-3813 |
| 5 | Coastal Insurance Planning of VA | 137 Gus Nicks Blvd | (540) 404-3098 |
| 6 | Hayden Insurance Agency | 1390 Hardy Rd | (540) 981-0293 |
| 7 | Simmons Insurance Agency, Inc. | Representing Rockingham Insurance | 1211 Hardy Rd | (540) 343-1796 |
| 8 | B.E.S.T. Insurance Agency, Inc | 1121 E Washington Ave A | (540) 345-9595 |
| 9 | Posterity Financial Partners | 109 E Lee Ave | (540) 900-0282 |
| 10 | Cox-Cundiff Insurance Agency | 205 E Cleveland Ave | (540) 342-2082 |
Gillespie Agency, LLC: Allstate Insurance serves the Vinton, Virginia area and surrounding metro region, offering life insurance agent services. Individuals and families in this community rely on this agency for guidance in selecting appropriate coverage plans. Policies available here are designed to provide financial protection for beneficiaries in the event of an unexpected passing. The agency can assist with term life insurance, which covers a set period, and whole life insurance, which offers lifelong coverage alongside a cash value component.
Gregg Lee - State Farm Insurance Agent in Vinton, VA, provides life insurance policies and related coverage options that help protect families and individuals financially. Ongoing service includes policy reviews to adjust coverage as needs change and claim assistance for beneficiaries. The agent serves a range of property types in the local area, including single-family homes, apartments, retail locations, and restaurants.
Susan Balderson - State Farm Insurance Agent serves homeowners, renters, and business owners in Vinton, Virginia, by offering life insurance policies alongside auto and property coverage. The agency helps clients select term or whole life plans to protect their families financially. Each policy is designed to fit individual budgets and long-term needs. Regular policy reviews ensure coverage keeps pace with life changes. The office also assists residents of nearby Roanoke with similar life insurance and financial protection services.
Bowman Insurance Agency serves Vinton, Virginia, and the surrounding communities in the Roanoke Valley area. It handles a full range of life insurance policies for local residents. The agency works with individuals and families to review their specific financial protection needs. To handle a typical job, it first meets with a client to assess their coverage requirements and then presents suitable policy options from multiple carriers.
Coastal Insurance Planning of VA specializes in life insurance policies tailored to long-term financial security, offering general guidance on coverage options for individuals and families in Vinton, VA. Its professionals assist clients in assessing protection needs for income replacement and final expenses. During tax season, the company helps residents review how new policies might affect estate planning or beneficiary designations.
At Hayden Insurance Agency, clients may choose between one-time policy purchases for immediate coverage needs or recurring plans that build lasting protection. The agency guides individuals in Vinton through life insurance options designed for financial stability. Policies aim to support families in managing future expenses and long-term planning. General consultations address coverage specifics without pressure. Service appointments are available on a scheduled basis to accommodate local clients.
As the leaves turn and families in Vinton consider their financial futures, the team at Simmons Insurance Agency, Inc., representing Rockingham Insurance, helps local residents secure dependable life coverage. These agents work closely with clients to assess individual needs for income replacement or final expenses. The process begins by coordinating an in-person review of existing policies and household circumstances to determine appropriate coverage levels.
B.E.S.T. Insurance Agency, Inc provides life insurance agent services for individuals and families in the Vinton, VA area. Specialisation includes helping clients navigate term, whole, and universal life policy options to meet their financial protection needs. The agency assists with policy selection based on specific coverage goals. Its commercial client services extend to covering risk management needs for local offices, warehouses, and food service operations.
Posterity Financial Partners serves the Vinton, VA area with life insurance solutions for residential clients, helping families secure their financial futures through personalized coverage planning. Commercial life insurance needs for local businesses are also addressed with careful attention to employee and ownership protection strategies. Services extend throughout Vinton and the surrounding communities. Between regular policy reviews during annual visits, clients receive proactive follow-up communication to adjust coverage as their personal and professional circumstances evolve.
Cox-Cundiff Insurance Agency in Vinton, VA is known for helping local residents secure life insurance coverage that fits their personal financial situations. The company works with clients to assess long-term protection needs, offering guidance through application processes and policy explanations common in this area. Their service range includes term and whole life insurance options tailored to individual or family circumstances. For an added specialty, the agency can include accidental death benefit riders to supplement standard life policies.
What Does a a Life Insurance Agent in Vinton Cost?
Costs for life insurance in Vinton vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $250,000 in coverage. Whole life policies cost more, often $100 to $300 per month for similar coverage. Rates also depend on tobacco use and family medical history. This is general information and not insurance advice.
About life insurance agents in Vinton
Life insurance agents in Vinton, Virginia help residents protect their families with term, whole, and universal life policies. Virginia law requires all agents to hold a valid license from the State Corporation Commission. Local agents understand the needs of families in Roanoke County and can guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent in Vinton need?
A life insurance agent in Virginia must hold a valid license issued by the Virginia State Corporation Commission. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Vinton?
The process can take from a few days to several weeks. It depends on the type of policy and your health history. The agent will help you complete the application and schedule any required medical exam.
Do Virginia laws affect life insurance payouts?
Yes. Virginia Code Section 38.2-3122 requires insurers to pay claims within 30 days after receiving proof of death. If payment is delayed without reason, the insurer may owe interest on the amount.
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