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HomeLife Insurance AgentsVirginia › Lynchburg

Find Life Insurance Agents Near You in Lynchburg, VA

Browse life insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated life insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 148 reviews. Other highly rated options include Chip Harvey - State Farm Insurance Agent, Hedges Insurance Agency LLC, Insurance Consultants of Lynchburg. This directory lists 18 life insurance agents serving Lynchburg.

Showing 18 life insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
2Chip Harvey - State Farm Insurance Agent21009 Timberlake Rd(434) 237-2975
3Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
4Insurance Consultants of Lynchburg22174 Timberlake Rd m(434) 237-5926
5Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
6Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
7Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
8Taylor Insurance Agencies1840 Graves Mill Rd(434) 385-1664
9Adams Insurance Agency Inc.7708 Timberlake Rd(434) 455-4333
10Andy Mathews Agency2782 Waterlick Rd(434) 534-9004
CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Life Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance serves the Lynchburg, Virginia area as a life insurance agency. The company works with individuals and families to identify appropriate coverage that provides financial protection for beneficiaries. Policies are designed to help manage the financial impact of an unexpected death, covering expenses such as funeral costs, outstanding debts, and income replacement. The agency can explain the key differences between term and whole life insurance, and it assists clients with applying for final expense coverage that addresses end-of-life costs.

CH
21009 Timberlake Rd
Chip Harvey - State Farm Insurance Agent
Life Insurance Agent · Lynchburg, VA

Chip Harvey - State Farm Insurance Agent in Lynchburg, VA provides life insurance policies and related financial coverage services. The agency offers assistance with policy selection, application processing, and ongoing account management to help clients maintain their coverage over time. Routine policy reviews and beneficiary updates are included to ensure plans stay aligned with changing needs. This agent services single-family homes, apartments, retail establishments, and restaurants seeking life insurance protection for their owners and key personnel.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Life Insurance Agent · Lynchburg, VA

Homeowners, families, and small business owners in the Lynchburg area turn to Hedges Insurance Agency LLC for their life insurance agent needs. The agency assists clients in selecting appropriate coverage options designed to protect their loved ones and financial futures. Policies are tailored to fit individual circumstances and budget considerations. Services include guidance on term and permanent life insurance options. Hedges Insurance Agency LLC also provides its expertise to residents in the surrounding Forest community.

IC
22174 Timberlake Rd m
Insurance Consultants of Lynchburg
Life Insurance Agent · Lynchburg, VA

Insurance Consultants of Lynchburg offers life insurance products that address both temporary income replacement and permanent estate planning needs, distinguishing between term policies for a set duration and whole life options for lifelong coverage. They help clients in the Lynchburg area navigate these choices to protect beneficiaries against financial hardship after a loss. Service for policy review and new applications typically runs on an as-needed basis, arranged when clients experience major life changes or wish to adjust coverage amounts.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Life Insurance Agent · Lynchburg, VA

Serving Lynchburg and the surrounding communities of Central Virginia, Nelles Insurance Solutions focuses on helping clients secure life insurance coverage tailored to their needs. The agency assists individuals and families in evaluating various policy types to protect their financial futures against unforeseen events. By assessing each client’s specific circumstances and long-term goals, it works to identify suitable coverage options. This process typically involves a thorough consultation, a review of available plans from multiple providers, and a straightforward explanation of policy terms to guide informed decisions.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Life Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg specializes in life insurance policies tailored to provide financial protection. The agent assists clients in Lynchburg, VA with evaluating coverage options to support beneficiaries and build long-term security. They guide both families and individuals through the process of selecting appropriate plans to address income replacement and final expenses. During the open enrollment period, the agency helps local residents review their current coverage and make necessary adjustments to align with changing life circumstances or new goals.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Life Insurance Agent · Lynchburg, VA

As the leaves begin to change in Lynchburg, many residents review their financial plans for the coming year. Leech & Hicks, Inc. Insurance helps local families navigate life insurance options to secure their dependents' future. The agents assess individual coverage needs by considering current obligations and long-term goals specific to the area. Each conversation begins with a thorough review of personal circumstances, followed by an initial consultation to gather necessary health and financial details before any recommendations are made.

TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Life Insurance Agent · Lynchburg, VA

Taylor Insurance Agencies provides life insurance guidance for residents throughout Lynchburg, Virginia, and also serves local commercial clients seeking coverage for their businesses. The agency focuses on the Lynchburg area, helping individuals and companies understand available policy options. After an initial consultation, the agency maintains contact with clients to review any changing needs and can arrange follow-up discussions between regular scheduled meetings to adjust coverage as life circumstances evolve.

AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Life Insurance Agent · Lynchburg, VA

Adams Insurance Agency Inc. provides life insurance coverage and financial protection planning for clients in Lynchburg, Virginia. As a life insurance agent, the firm works with individuals and families to evaluate their long-term needs and secure appropriate policies. Services include term life, whole life, and universal life options tailored to varied situations. The agency also serves commercial sectors by offering life insurance solutions for offices, warehouses, and food service operations.

AM
2782 Waterlick Rd
Andy Mathews Agency
Life Insurance Agent · Lynchburg, VA

The Andy Mathews Agency in Lynchburg, VA, is known for helping families and individuals find appropriate life insurance coverage to meet their long-term financial planning goals. The agency assists clients in assessing protection needs for income replacement, final expenses, and mortgage obligations. Policies are selected to provide beneficiaries with financial security at critical moments. The team focuses on explaining policy options clearly. A specialty service this agency can add on is facilitating no-exam life insurance applications for qualified clients seeking a streamlined approval process.

LI
1971 English Tavern Rd Suite C
Legacy Insurance
Life Insurance Agent · Lynchburg, VA
(434) 266-1197
CI
801 Main St
Campbell Insurance
Life Insurance Agent · Lynchburg, VA
(434) 847-5541
campbellins.com
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Life Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
BI
2420 Langhorne Rd
Bost Insurance
Life Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
GI
102 Hexham Dr Unit B
Goosehead Insurance - The Newhall Agency
Life Insurance Agent · Lynchburg, VA
(804) 508-6305
goosehead.com/agents/va/lynchburg/michael-newhall
JB
7315 Timberlake Rd
John Blanks, Financial Services Professional - New York Life
Life Insurance Agent · Lynchburg, VA
(434) 239-3534
newyorklife.com/agent/johnblanks
GI
3723 Old Forest Rd
Gardner Insurance Solutions, LLC
Life Insurance Agent · Lynchburg, VA
(434) 316-5433
jmgardnerinsurance.com
FI
4849 Fort Ave
Farmers Insurance Group - The Mann Agency Lynchburg
Life Insurance Agent · Lynchburg, VA
(434) 237-4401
agents.farmers.com/va/lynchburg/william-caleb-mann

What Does a a Life Insurance Agent in Lynchburg Cost?

Life insurance costs in Virginia vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information, not insurance advice.

About life insurance agents in Lynchburg

Life insurance agents in Lynchburg, Virginia help residents find coverage to protect their families. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents understand the needs of families in central Virginia and can explain term, whole life, and universal life options.

Frequently Asked Questions

What license does a life insurance agent in Lynchburg need?

Agents must hold a valid Virginia life insurance license issued by the State Corporation Commission. They complete pre-licensing education and pass a state exam. You can verify an agents license on the SCC website.

Do I need a medical exam for life insurance in Virginia?

Many policies require a medical exam, but some offer no-exam coverage. Virginia law allows insurers to set their own underwriting rules. A Lynchburg agent can help you find a policy that matches your health situation.

How long does it take to get life insurance in Lynchburg?

The process can take a few days to several weeks. It depends on the policy type and whether a medical exam is needed. Your agent will guide you through the application and any required health questions.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.