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Find Life Insurance Agents in Highland Springs, VA

Directory of life insurance agents in Highland Springs, Virginia. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Highland Springs, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 life insurance agents in Highland Springs, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EverSafe Insurance LLC
1613 Elsing Green Ct, Highland Springs, VA 23075
(804) 406-3976 mellisasegui140388.wixsite.com
Joe Lam - State Farm Insurance Agent
1007 E Nine Mile Rd, Highland Springs, VA 23075
(804) 737-5447 joelaminsurance.com
HANSON AGENCY INC
207 W Nine Mile Rd, Highland Springs, VA 23075
(804) 737-2801

Life insurance agents in Highland Springs, Virginia help residents choose policies that protect their families and meet financial goals. Virginia law requires agents to hold a valid state license and follow regulations from the Virginia Bureau of Insurance. Many agents in this Henrico County community offer free consultations to review coverage options for term life, whole life, and universal life insurance.

What Does a Life Insurance Agent in Highland Springs Cost?

Life insurance costs in Virginia depend on age, health, coverage amount, and policy type. A healthy 35-year-old in Highland Springs might pay 20 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Virginia?
In Virginia, life insurance agents must hold a valid life insurance producer license from the Virginia Bureau of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I find a life insurance agent in Highland Springs?
You can search the Virginia Bureau of Insurance website to verify an agent license status. Local agents are listed in online directories or through referrals from neighbors and financial advisors in Highland Springs. Many agents serve Henrico County and the greater Richmond area.
What types of life insurance are common in Virginia?
Common life insurance types in Virginia include term life, whole life, and universal life. Term life provides coverage for a set period, while whole life and universal life offer permanent coverage with cash value accumulation. Virginia law requires clear disclosure of policy terms and fees at the time of sale.