The top-rated life insurance agent in Harrisonburg, Virginia is Courtney Teague - State Farm Insurance Agent, rated 4.9 stars across 314 reviews. Other highly rated options include Pam Ritchie - State Farm Insurance Agent, John Edwards - GEICO Insurance Agent, Insurance Center of Harrisonburg. This directory lists 20 life insurance agents serving Harrisonburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Teague - State Farm Insurance Agent | 1880 Reservoir St | (540) 433-1916 |
| 2 | Pam Ritchie - State Farm Insurance Agent | 3270 Albert Long Dr | (540) 434-2028 |
| 3 | John Edwards - GEICO Insurance Agent | 1854 E Market St Suite 102 | (540) 568-1844 |
| 4 | Insurance Center of Harrisonburg | 981 S High St | (540) 433-1519 |
| 5 | Cornerstone Insurance Solutions | 410 Neff Ave # 213 | (540) 437-9499 |
| 6 | Integrity Insurance Group | 2515 E Market St STE E | (540) 433-0200 |
| 7 | Jenkins Insurance & Financial Services | 1920 S Main St | (540) 434-8388 |
| 8 | HIS Insurance & Service | 789 E Market St # A | (540) 434-3111 |
| 9 | Blue Ridge Insurance Services | 116 Reservoir St | (540) 437-9030 |
| 10 | Marketplace Insurance Agency & ElderCare Associates | 1502 Brookhaven Dr | (877) 433-1149 |
Courtney Teague - State Farm Insurance Agent serves the Harrisonburg, Virginia area, offering life insurance policies to local residents. The agency helps individuals and families select coverage that addresses financial protection needs. Life insurance from a local agent can provide income replacement and help cover final expenses. Customers can consult with the agency to explore term or whole life insurance options suited to their circumstances.
Pam Ritchie - State Farm Insurance Agent in Harrisonburg, VA, provides a full range of life insurance services, including term, whole, and universal life policies designed to meet varying financial planning needs. It also offers regular policy reviews and adjustments to ensure coverage keeps pace with changing life circumstances. Clients receive local guidance on selecting suitable coverage amounts and beneficiaries. The agent services single-family homes, apartments, retail establishments, and restaurants throughout the Harrisonburg area.
Homeowners and small business owners in Harrisonburg, VA work with John Edwards - GEICO Insurance Agent for life insurance coverage. This agency assists clients in selecting appropriate policies to help provide financial protection for their families and businesses. The agent explains available options, including term, whole, and universal life insurance, tailored to individual budgets and long-term goals. Services focus on securing peace of mind through careful planning and ongoing support. The neighborhood of Bridgewater and the broader Rockingham County area are also served.
Serving Harrisonburg, Virginia, and the surrounding Shenandoah Valley communities, Insurance Center of Harrisonburg provides life insurance agent services. It handles term life, whole life, and universal life policies to help clients protect their families and manage estate needs. The company approaches each case by first reviewing a client’s financial responsibilities, then matching coverage amounts and policy types to those specific goals. It typically finalizes a policy by guiding the applicant through the underwriting and approval process with clear, step-by-step instructions.
Cornerstone Insurance Solutions, located in Harrisonburg, VA, helps clients distinguish between one-time term policies and recurring permanent life insurance coverage. Term life provides protection for a specific period, while permanent coverage builds cash value over the long term. These local agents guide families through comparing policy options to match individual financial goals and needs. Service appointments are available on either a one-time basis for a single policy evaluation or an as-needed basis for annual coverage reviews and adjustments.
Integrity Insurance Group in Harrisonburg, VA specializes in customizing life insurance policies to protect individuals and their families from financial hardship. The agency provides ongoing support in selecting and adjusting coverage as clients’ circumstances evolve. These policies often cover final expenses and outstanding debts, ensuring dependents maintain stability during difficult transitions. The work focuses on securing long-term financial foundations for local residents. For parents entering a new school year, the agency helps update beneficiaries and explore term coverage options that align with changing family budgets and future college plans.
Jenkins Insurance & Financial Services operates in Harrisonburg, VA, focusing on helping clients manage financial risk and plan for future security. It specializes in life insurance, offering policies designed to support beneficiaries and build cash value over time. The agency also guides local families and business owners through complex coverage decisions, tailoring plans to individual needs. Its commercial services extend to offices needing key-person protection, warehouses requiring business continuation plans, and food service establishments seeking to safeguard their operations and employees.
As Harrisonburg families start to plan for the future and consider how to protect their loved ones financially, HIS Insurance & Service offers straightforward life insurance guidance tailored to local needs. The agents help residents navigate policy options, ensuring coverage matches individual circumstances and long-term goals. Before finalizing any recommendations from this Harrisonburg life insurance agency, a thorough review of each client’s current financial situation and coverage gaps is scheduled.
Marketplace Insurance Agency & ElderCare Associates is known for guiding Harrisonburg, VA residents through life insurance options. Its agents help clients evaluate term and whole life policies to protect families and align with financial goals. The agency serves individuals seeking straightforward coverage planning in the Shenandoah Valley. Clients receive assistance comparing basic policy features to match their needs. A specialty service it can add on is long-term care insurance consultation for seniors.
What Does a a Life Insurance Agent in Harrisonburg Cost?
Life insurance costs in Harrisonburg vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Virginia insurance rates are regulated but differ by company. This is general information, not insurance advice.
About life insurance agents in Harrisonburg
Life insurance agents in Harrisonburg, Virginia help residents choose term, whole, or universal life policies. Virginia law requires agents to hold a valid license from the State Corporation Commission. Local agents understand the needs of families and businesses in the Shenandoah Valley.
Frequently Asked Questions
What license does a life insurance agent in Harrisonburg need?
Agents must hold a Virginia life insurance producer license from the State Corporation Commission. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years.
Can a life insurance agent in Harrisonburg help with Virginia estate planning?
Yes, many agents coordinate with estate planners to use life insurance for Virginia estate tax purposes. Virginia has no state estate tax, but federal rules may apply. Life insurance can provide liquidity for heirs.
How long does it take to get a life insurance policy in Virginia?
The process usually takes 2 to 6 weeks. Medical underwriting and policy review by the Virginia insurance company cause most delays. Some policies with no exam can be issued in days.
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