The top-rated life insurance agent in Middlebury, Vermont is Carter Insurance Agency, LLC, rated 5.0 stars across 163 reviews. Other highly rated options include Jim Soriano - State Farm Insurance Agent, Co-operative Insurance Companies, Laberge Insurance Inc. This directory lists 10 life insurance agents serving Middlebury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carter Insurance Agency, LLC | 1396 US-7 | (802) 385-1189 |
| 2 | Jim Soriano - State Farm Insurance Agent | 57 Court St | (802) 388-3276 |
| 3 | Co-operative Insurance Companies | 292 Colonial Dr | (800) 388-6638 |
| 4 | Laberge Insurance Inc | 1 Washington St | (802) 388-2772 |
| 5 | Direct Travel - Middlebury | 73 Main St #1 | (802) 388-3125 |
| 6 | Holden Financial Services, Inc | 94 Court St | (802) 388-4992 |
| 7 | The Richards Group | 152 Maple St UNIT 203 | (802) 254-6016 |
| 8 | Bourdon Insurance Agency, Inc. | 48 Merchants Row | (802) 388-4837 |
| 9 | Green Mountain Insurance & Retirement Solutions - Vermont | 48 Merchants Row | (802) 233-0170 |
| 10 | One Day In July Financial Advisors | Middlebury, VT | 48 Main St | (802) 829-6954 |
Carter Insurance Agency, LLC serves the residents of Addison County and the greater Middlebury, Vermont area by offering life insurance policies and related financial protection services. The firm works with individuals and families to review their coverage needs, providing guidance on term and whole life options. It helps clients understand how insurance can protect loved ones against financial hardship and support long-term planning goals. The agency handles policy design for income replacement and final expense arrangements.
Jim Soriano - State Farm Insurance Agent in Middlebury, VT, provides life insurance policies alongside other personal coverage options. Its service approach includes helping clients assess their financial protection needs and offering ongoing support to review and adjust plans as circumstances change. The agency aims to assist with claims guidance and general policy maintenance. It serves individuals and families owning single-family homes, apartments, retail establishments, and restaurants.
Co-operative Insurance Companies serves local homeowners and businesses in the Middlebury, Vermont area by providing tailored life insurance policies that help protect families and secure their financial futures. Agents work closely with clients to assess individual coverage needs and explain policy options clearly. The company also offers support for life insurance planning to ensure long-term peace of mind. Additionally, its services are available to residents in the surrounding towns of the Addison County region, such as Bristol and Vergennes.
Serving Middlebury, Vermont and the surrounding Addison County communities, Laberge Insurance Inc handles life insurance for individuals and families in the area. The company helps clients navigate term, whole, and universal life policy options to meet their specific needs. By conducting detailed financial needs analyses, it works to understand each client’s long-term goals and obligations before presenting coverage recommendations. It then follows a step-by-step process of comparing available policies from multiple carriers to find a suitable fit for the client’s situation.
Direct Travel in Middlebury offers life insurance both as a one-time policy purchase and as recurring coverage with ongoing premium payments, ensuring families have financial protection for the long term. These policies typically provide a tax-free death benefit to beneficiaries after the policyholder passes away. In the Middlebury area, clients work with a knowledgeable agent to select life coverage, with service available on an as-needed basis for questions, policy changes, and annual reviews.
When winter storms in Middlebury make travel unpredictable, securing family financial stability becomes a priority for many residents. Holden Financial Services, Inc. offers guidance on life insurance policies designed to protect loved ones against unforeseen hardships. The company works closely with clients to assess individual coverage needs based on household budgets and long-term goals. They break down policy options in plain terms, explaining how each plan functions before any commitment is made. An initial consultation begins with a review of current coverage and an in-home inspection of key financial documents.
The Richards Group offers life insurance services, specializing in helping clients secure financial protection for their families. Serving the Middlebury area, it works with individuals to navigate policy options and coverage amounts. The company assists with general insurance planning needs, from term life to permanent policies. During tax season, it helps clients evaluate how life insurance can play a role in managing potential estate tax obligations.
Bourdon Insurance Agency, Inc. helps individuals in Middlebury, Vermont, secure financial protection through life insurance policies. The agency focuses on term and whole life plans designed to cover final expenses and income replacement needs. It also assists families with policy selection tailored to their long-term savings goals. The company serves a range of commercial sectors, including local professional offices, warehouses in the area, and food service operations.
Green Mountain Insurance & Retirement Solutions - Vermont serves residents of Middlebury and the surrounding region with personal life insurance policies designed to meet individual needs. The agency also assists local businesses with commercial coverage solutions to protect their operations and key personnel. Their service area includes Addison County and nearby communities throughout central Vermont. Families and business owners alike can rely on careful policy reviews and plan adjustments during each annual visit to ensure beneficiaries remain properly designated.
One Day In July Financial Advisors | Middlebury, VT is known for providing personal guidance on life insurance coverage for local residents. Its services include evaluating protection needs for families and individuals across the Middlebury area. The firm assists clients in selecting policies that address income replacement and final expenses. As a specialty add-on, the company can offer advice on integrating life insurance with long-term care planning strategies.
What Does a a Life Insurance Agent in Middlebury Cost?
Life insurance costs in Vermont vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older individuals or those with health conditions may pay more. Whole life policies typically cost more than term life. This is general information not insurance advice.
About life insurance agents in Middlebury
Life insurance agents in Middlebury Vermont help residents find coverage that fits their needs and budget. Vermont law requires agents to be licensed by the Vermont Department of Financial Regulation. Local agents can explain options like term life whole life and universal life policies for families and businesses in Addison County.
Frequently Asked Questions
How do I choose a life insurance agent in Middlebury?
Look for a licensed agent in Vermont who offers policies from multiple carriers. Ask about their experience with Vermont residents and check their standing with the Vermont Department of Financial Regulation. A good agent will explain policy details clearly and answer your questions.
What types of life insurance are available in Vermont?
Common types include term life whole life universal life and variable life insurance. Term life provides coverage for a set period while whole life offers lifelong protection with a cash value component. An agent can explain which type may suit your situation.
Do I need a medical exam for life insurance in Vermont?
Many policies require a medical exam but some offer no-exam options for lower coverage amounts. The exam is usually a simple check of height weight blood pressure and blood sample. Your agent can help you find a policy that matches your health status.
Life Insurance Agents in Other Vermont Cities
Barre · Colchester · Montpelier · Rutland · South Burlington · Williston