The top-rated life insurance agent in Waco, Texas is Matt Dill - State Farm Insurance Agent, rated 5.0 stars across 353 reviews. Other highly rated options include American Income Life Insurance Company, Mike McKenzie - State Farm Insurance Agent, David Wilson: Allstate Insurance. This directory lists 38 life insurance agents serving Waco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Dill - State Farm Insurance Agent | 1221 Hewitt Dr Suite C | (254) 752-2022 |
| 2 | American Income Life Insurance Company | 1200 Wooded Acres Dr | (254) 761-6400 |
| 3 | Mike McKenzie - State Farm Insurance Agent | 2921 W Waco Dr | (254) 412-2327 |
| 4 | David Wilson: Allstate Insurance | 8810 US-84 Ste 303 | (254) 772-9900 |
| 5 | Baker and Carey Insurance Agency | 2601 Franklin Ave | (254) 755-7727 |
| 6 | HighView Insurance Group | 510 N Valley Mills Dr Ste 503 | (254) 339-6606 |
| 7 | Joel Fuessel - Secured First Financial of Texas - Independent Agent | 7215 Bosque Blvd #104 | (254) 265-6655 |
| 8 | Central Texas Benefits | 4547 Lake Shore Dr | (254) 722-2569 |
| 9 | Traci Plemons - State Farm Insurance Agent | 8809 Woodway Dr | (254) 776-0124 |
| 10 | Rosalinda's Insurance Agency | 3221 Franklin Ave #201 | (254) 644-4437 |
Matt Dill, a life insurance agent in Waco, TX, offers a range of financial protection services including term, whole, and universal life policies. Coverage options are discussed with clients to help secure their beneficiaries’ futures. Personalized service plans involve annual policy reviews and beneficiary updates to ensure ongoing alignment with changing needs. For property-related life insurance considerations, the agency services single-family homes, apartments, retail, and restaurants.
American Income Life Insurance Company serves the Waco, Texas area and the surrounding McLennan County region, specializing in providing life insurance agent services. The firm assists local residents with securing financial protection for their families through customizable coverage plans. This includes helping clients evaluate their long-term needs for income replacement and final expense planning. The agency specifically handles the creation of individual life insurance policies and group benefit enrollments for local workers.
Mike McKenzie's agency in Waco, TX assists homeowners, businesses, and property managers with their life insurance needs, offering policies that provide financial protection for families and business continuity plans. The team also helps clients review their existing coverage to ensure it aligns with their current circumstances. Service is extended to nearby communities such as Hewitt and the surrounding McLennan County areas.
Serving Waco and the surrounding McLennan County communities, David Wilson: Allstate Insurance handles life insurance policies designed to protect families from financial uncertainty. This local agency assists clients in selecting term or permanent coverage that aligns with long-term needs. It works with individuals to navigate the application process and understand policy details. For a typical job, the agent reviews current coverage, discusses potential future obligations, and then presents suitable options that balance benefits with premium costs.
Baker and Carey Insurance Agency in Waco, TX distinguishes between one-time policy purchases and ongoing coverage plans that renew periodically. The agency provides life insurance agent services, including term and permanent policy options, helping clients secure financial protection for beneficiaries. Day-to-day work involves assessing needs, explaining policy terms, and facilitating applications. Service runs on both a scheduled meeting basis for new clients and an as-needed basis for policy reviews or claims assistance.
HighView Insurance Group assists individuals and families in Waco, Texas with life insurance planning, offering term and whole life policies as well as supplemental coverage options. Its agents guide clients through the process of selecting appropriate death benefits and cash value accumulation products. Specialty add-ons include accidental death riders and critical illness provisions for broader financial protection. The company can serve commercial sectors that require key person coverage for offices, warehouses, and food service operations.
Joel Fuessel - Secured First Financial of Texas - Independent Agent provides life insurance services to residents of Waco and the surrounding area. Commercial coverage options are also available for local business owners needing to protect their enterprises. As an independent agent, the practice works to match clients with appropriate policies from various carriers tailored to individual needs. Follow-up support is provided between regular policy reviews to assist with beneficiary changes, policy questions, or adjustments as life circumstances evolve.
Rosalinda's Insurance Agency, a life insurance agent serving Waco, Texas, provides policies designed to offer financial protection for families and individuals. Its service range includes term life, whole life, and universal life insurance products commonly sought in the local market. The agency assists clients in comparing coverage options to match their personal needs and budgets. As an additional specialty service, the agency can add an accidental death benefit rider to a standard life policy for further supplemental coverage.
What Does a a Life Insurance Agent in Waco Cost?
The cost of a life insurance policy in Texas depends on your age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies cost more but build cash value over time. This is general information and not insurance advice.
About life insurance agents in Waco
Life insurance agents in Waco Texas help residents find coverage that fits their needs and budget. Texas law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of Central Texas families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
A Texas life insurance agent must hold a valid General Lines Life Accident and Health license from the Texas Department of Insurance. Agents must complete pre licensing education and pass a state exam. They must also renew their license every two years with continuing education.
How long do I have to change my mind on a life insurance policy in Texas?
Texas law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for any reason and get a full refund. This rule applies to most individual life insurance policies sold in Texas.
Can a Waco life insurance agent help with both term and permanent policies?
Yes most licensed agents in Waco can offer both term life and permanent life insurance options. They can explain the differences in premiums coverage length and cash value growth. An agent can help you compare quotes from multiple insurance companies.