The top-rated life insurance agent in Stafford, Texas is Demetrius Phenix - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Paul Mays Health Insurance Group, Farmers Insurance - Michael McKay, The Ace Group. This directory lists 19 life insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Demetrius Phenix - State Farm Insurance Agent | 2440 S Main St | (832) 342-9963 |
| 2 | Paul Mays Health Insurance Group | 11104 W Airport Blvd Suite 216 | (832) 535-9035 |
| 3 | Farmers Insurance - Michael McKay | 12603 Southwest Fwy #240 | (281) 240-1166 |
| 4 | The Ace Group | 4800 Sugar Grove Blvd #310 | (832) 777-3879 |
| 5 | K&K INSURANCE SERVICES LLC | 223 Murphy Rd | (281) 301-4500 |
| 6 | Farmers Insurance - Shanay Bell | 2839 N Main St #103 | (832) 323-3625 |
| 7 | JMS Insurance Agency, LLC | 10701 Corporate Dr #103 | (832) 886-4610 |
| 8 | Golden EPG Group Insurance Agency | 10701 Corporate Dr #238 | (713) 637-9220 |
| 9 | Safenet Insurance Agency LLC | 4418 Bluebonnet Dr Suite # 207 | (281) 494-5187 |
| 10 | Farmers Insurance - Monica Miller | 3945 Greenbriar Dr Ste A11 | (281) 764-9988 |
Demetrius Phenix - State Farm Insurance Agent serves the Stafford, Texas area and surrounding Fort Bend County, offering individual life insurance solutions to local residents. The agency helps clients evaluate their financial needs by providing coverage options tailored to personal circumstances. Policyholders can receive guidance on whole life and term life insurance plans through the office. Among the services this agent handles are final expense coverage for end-of-life costs and income replacement policies designed to protect dependents.
Paul Mays Health Insurance Group provides life insurance options to individuals and families in and around Stafford, TX. The company focuses on explaining coverage details and assisting clients through the application process, including the evaluation of plan updates when policyholders experience life changes. Services also include routine policy reviews to help maintain appropriate coverage levels as needs evolve. The agency supports single-family homes and apartments, as well as retail businesses and restaurants requiring life insurance for key personnel or buy-sell arrangements.
Farmers Insurance - Michael McKay in Stafford, Texas, provides life insurance solutions for homeowners, business owners, and families seeking financial protection. The agency works with clients to evaluate coverage options that support income replacement and debt management after a loss. Tailored policies help ensure beneficiaries receive needed resources during difficult periods. Service extends to surrounding towns such as Sugar Land and parts of the greater Houston metropolitan area, offering consistent local guidance for insurance planning needs that match regional lifestyles.
The Ace Group serves clients in Stafford, Texas, and the surrounding Houston metropolitan communities. The agency handles term, whole, and universal life insurance policies for individuals and families. They aim to assess each client's specific financial goals and future obligations. Through careful analysis of coverage needs and premium budgets, the agency then reviews available carriers to recommend suitable policy options. The general approach focuses on finding a balanced solution that provides financial protection while fitting within the client’s overall long-term plans.
K&K INSURANCE SERVICES LLC specializes in life insurance coverage tailored to individual financial needs. As a life insurance agent in Stafford, TX, it helps clients navigate policy options for income replacement and final expenses. The firm assists with term and whole life plans, and guides people through beneficiary designations. It also addresses the need to update policies after major life events such as marriage or the birth of a child. During open enrollment periods, it reviews coverage gaps and adjusts plans to meet changing household budgets.
As tax season and annual financial reviews approach in Stafford, many residents reassess their dependents’ financial security. Farmers Insurance - Shanay Bell provides life insurance agent services tailored to these local planning needs. The company assists clients in evaluating term or permanent policy structures that align with household budgets and future obligations, such as mortgage protection or college funding. Each client engagement begins with a preliminary fact-finding session to review current coverage levels and identify potential gaps for further discussion.
JMS Insurance Agency, LLC, based in Stafford, TX, provides life insurance services, distinguishing between one-time policies for short-term needs and recurring coverage options designed for long-term financial protection. As a local life insurance agent, this agency helps clients assess their personal coverage requirements, offering guidance on selecting appropriate policies. The service operates primarily on an as-needed basis, allowing clients to schedule consultations when reviewing or updating their life insurance plans.
Golden EPG Group Insurance Agency in Stafford, Texas assists individuals and businesses in securing life insurance coverage that protects financial futures. The agency specializes in tailoring policies to meet diverse needs for income replacement, debt coverage, and long-term planning. Their work involves evaluating client circumstances and recommending appropriate policy options. They further serve commercial sectors such as offices, warehouses, and food service operations, addressing key-person protection and business continuity requirements within each distinct setting.
Safenet Insurance Agency LLC serves residential clients in the Stafford, Texas, area, helping them secure personal life insurance policies to protect their families. The agency also extends its services to local businesses, offering commercial coverage options to ensure continuity for companies and their employees. Serving Stafford and the surrounding communities, the agency provides ongoing support and policy adjustments as client needs evolve. Between scheduled reviews, the agency follows up with clients to address any changes in their circumstances or coverage requirements.
What Does a a Life Insurance Agent in Stafford Cost?
A typical term life insurance policy in Texas for a healthy 35 year old non smoker costs between 25 and 50 dollars per month for 500000 dollars of coverage. Whole life insurance premiums are higher often starting around 100 dollars per month for the same age and face amount. Final expense policies for seniors may cost 50 to 150 dollars per month depending on age and health. Costs vary by age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Stafford
Life insurance agents in Stafford Texas help residents and families choose coverage that fits their needs and budget. Texas law requires all life insurance agents to hold a valid state license and follow regulations set by the Texas Department of Insurance. Working with a local agent can simplify the process of comparing policies from multiple carriers.
Frequently Asked Questions
What license does a life insurance agent in Stafford need?
Agents must hold a Texas General Lines Life Accident and Health license issued by the Texas Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Texas?
Most applications take 2 to 6 weeks from application to policy delivery. Some term policies with no medical exam can be issued in a few days. Texas law allows a 10 day free look period after you receive the policy.
Do I need a medical exam for life insurance in Stafford Texas?
Many policies require a medical exam for larger coverage amounts. Some carriers offer no exam term life policies up to 500000 dollars for qualified applicants. Your agent can help you find options based on your health history.