The top-rated life insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 126 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 16 life insurance agents serving Royse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Hargrave - State Farm Insurance Agent | 109 W Main St A | (972) 635-9995 |
| 2 | Dominic Schillace - State Farm Insurance Agent | 1101 W Interstate 30 Ste 104 | (972) 635-8458 |
| 3 | Farmers Insurance - Khristopher Vancil | 5196 TX-276 | (214) 308-6508 |
| 4 | Bob Ellis Insurance Services-Independent Insurance Agency | 115 FM 2453, 2661 FM 35 C | (972) 636-9491 |
| 5 | TWFG Caldwell Insurance | 403 S Elm St | (972) 635-6772 |
| 6 | Mark's Insurance | 2994 FM551 | (972) 373-4496 |
| 7 | Texas Farm Bureau Insurance - Chris Cromer | 7320 FM 35 | (972) 635-6464 |
| 8 | Terry Hayden: Allstate Insurance | 4864 TX-276 | (972) 722-0025 |
| 9 | Fast Checker Insurance Agency | 4868 TX-276 | (972) 954-9071 |
| 10 | Farmers Insurance - Patrick Raines | 422 I-30 Ste I | (972) 722-7496 |
Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas area, providing personal insurance solutions to local residents and businesses. The agency specializes in helping clients navigate their financial protection needs with tailored coverage options. General services include policies designed to safeguard families against unexpected events and secure their long-term financial well-being. Life insurance from this agent assists individuals in planning for their beneficiaries’ future stability. Within this category, the agency handles term and whole life insurance policies for Royse City customers.
Dominic Schillace - State Farm Insurance Agent in Royse City, TX, provides life insurance policies designed to help protect beneficiaries financially after the policyholder’s passing. The agency also offers term life and whole life options, which can be tailored to fit individual coverage needs. Ongoing policy reviews and beneficiary updates are available to ensure the policy remains aligned with changing life circumstances. This service maintains the policy’s relevance as families grow or financial obligations shift. The agency serves single-family homes, apartments, retail establishments, and restaurants.
Farmers Insurance - Khristopher Vancil serves Royse City and the surrounding communities in northeastern Texas, handling life insurance policies for local individuals and families. The agency assists clients in selecting coverage that provides financial protection for their loved ones. Its typical approach involves reviewing each client’s specific needs and long-term goals, then presenting appropriate policy options that fit their budget and circumstances.
Shoppers can choose between one-time insurance assessments or recurring annual reviews of their policies with TWFG Caldwell Insurance. Serving families in Royse City, Texas, this life insurance agent assists clients in securing term, whole, and universal life coverage to meet their financial protection goals. Comprehensive advice is offered to align policy choices with individual budget and long-term planning needs. Customer service is available on a scheduled or as-needed basis for policy adjustments or questions.
Mark's Insurance specializes in life insurance agent services, helping clients in the Royse City, TX, area secure financial protection. The company assists individuals and families with policy selection, including term and whole life options, to provide income replacement and final expense coverage. Local residents benefit from guidance on managing long-term financial risks. As job changes or new family additions occur, the agency offers advice on updating existing plans to ensure adequate coverage during these transitions.
As spring storms move through Royse City, residents often review their family protection plans and financial strategies. Texas Farm Bureau Insurance - Chris Cromer assists local clients with life insurance policies that can provide income replacement and cover final expenses. An agent helps individuals compare term and whole life options while considering each household's unique coverage requirements. Filing required applications and coordinating any requested health documentation moves the process forward efficiently. A consultation ensures each potential policy begins with a complete assessment of current needs and long-term goals.
Terry Hayden: Allstate Insurance provides life insurance coverage to residents of Royse City, Texas. The agency offers term and permanent policies, tailoring each plan to individual financial goals. Additional coverage options include accidental death and disability riders for broader protection. The operation can serve commercial sectors such as offices, warehouses, and food service establishments, ensuring business continuity for their employees.
Fast Checker Insurance Agency provides residential life insurance services to families in Royse City, Texas, helping individuals secure financial protection for their loved ones. The agency also offers commercial coverage options for local business owners who need life insurance for their operations or key personnel. Serving the greater Royse City area, the company assists clients in reviewing their policies and adjusting coverage as personal or professional circumstances change. Follow-up service is available between regular visits to ensure existing plans continue to meet current needs.
Farmers Insurance - Patrick Raines provides life insurance services to individuals and families in Royse City, TX. The agency assists clients with understanding their coverage options to protect loved ones financially. Common services include policy reviews for term, whole, and universal life plans. The team explains how beneficiaries can use death benefits to cover debts or ongoing expenses. For those with existing policies, portfolio evaluations are available to adjust coverage as needs change. An additional specialty service is offering funeral expense planning as a targeted add-on.
What Does a a Life Insurance Agent in Royse City Cost?
Life insurance costs in Texas vary based on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information not insurance advice.
About life insurance agents in Royse City
Life insurance agents in Royse City Texas help residents find coverage that fits their needs and budget. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents can guide you through term life whole life and other policy types available in the state.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
A life insurance agent in Texas must hold a valid life insurance license from the Texas Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also complete continuing education every two years to renew their license.
How long does it take to get life insurance in Royse City Texas?
The timeline for getting life insurance in Royse City varies by policy type. Term life insurance can be issued in a few days if you do not need a medical exam. Policies requiring a medical exam may take two to six weeks depending on underwriting.
Can a life insurance agent in Texas help with beneficiary claims?
Yes a life insurance agent can assist with beneficiary claims by providing claim forms and guidance. However the agent does not process the claim directly. The insurance company handles the claim and Texas law requires them to pay valid claims promptly often within 30 days of receiving all required documents.