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Directory of life insurance agents in River Oaks, Texas. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
River Oaks, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 life insurance agents in River Oaks, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Farris Insurance
5157 River Oaks Blvd, River Oaks, TX 76114
(817) 625-1010
Fred Loya Insurance
4851 River Oaks Blvd, River Oaks, TX 76114
(817) 740-8105
fredloya.com
Farmers Insurance - Diego Pedroza
5171 River Oaks Blvd, River Oaks, TX 76114
(817) 737-6694
agents.farmers.com
What Does a Life Insurance Agent in River Oaks Cost?
Typical costs for life insurance in Texas depend on age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500,000 dollar term policy. A 55 year old with health issues could pay 150 to 300 dollars per month for the same coverage. Whole life policies cost more often 200 to 600 dollars per month for a 100,000 dollar policy. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in River Oaks need?
Agents must hold a Texas life insurance license issued by the Texas Department of Insurance. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the TDI website.
How long does it take to get life insurance in River Oaks Texas?
The process usually takes 1 to 4 weeks. Some policies with no medical exam can be issued in a few days. Policies requiring a medical exam and underwriting take longer.
Do Texas life insurance policies have a contestability period?
Yes. Texas law allows a two year contestability period. During this time the insurer can investigate and deny a claim for material misrepresentation on the application.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.