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Life Insurance Agents in Mercedes, TX

Directory of life insurance agents in Mercedes, Texas. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Mercedes, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 life insurance agents in Mercedes, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Armendariz - State Farm Insurance Agent
131 N Texas Ave, Mercedes, TX 78570
(956) 565-3126 rickarmendariz.org
Pronto Insurance
404 S Texas Ave, Mercedes, TX 78570
(956) 514-2999 prontoinsurance.com
Alejandrina Telles - State Farm Insurance Agent
1741 E Expressway 83 Ste A, Mercedes, TX 78570
(956) 903-4410 tellesinsurance.com
Fred Loya Insurance
302 N Texas Ave Ste C, Mercedes, TX 78570
(956) 565-2777 fredloya.com
Howell Insurance
801 W 2nd St ste f, Mercedes, TX 78570
(956) 825-9068
McAfee Agency
321 W 2nd St, Mercedes, TX 78570
(956) 565-2481 mcafeeagency.com
SafeGuard Insurance Agency
437 N Jones Ave, Mercedes, TX 78570
(956) 565-9400 safeguardnow.com
Advantage Life & Health Insurance Advisors
5001 E Expressway 83 Suite 831, Mercedes, TX 78570
(956) 238-8291 advantagelifehealthinsurance.com
Brighthill Insurance
249 S Vermont Ave #A, Mercedes, TX 78570
(956) 520-3158 brighthillinsurance.com

Life insurance agents in Mercedes, Texas help residents find policies that meet their financial and family protection needs. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Local agents understand the unique needs of the Rio Grande Valley community.

What Does a Life Insurance Agent in Mercedes Cost?

The cost of life insurance in Texas varies by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between 20 and 50 dollars per month for 250,000 dollars of coverage. Whole life policies are more expensive, often starting at 100 dollars per month. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Texas?
A life insurance agent in Texas must hold a valid General Lines Life, Accident, and Health license issued by the Texas Department of Insurance. Agents must complete pre-licensing education and pass a state exam.
How long do I have to file a life insurance claim in Texas?
Texas law does not set a specific deadline to file a life insurance claim, but you should file as soon as possible. The insurer must pay the claim within 30 days after receiving proof of death.
Can a life insurance agent help with policy reviews in Mercedes?
Yes, a local agent can review your current policy to ensure it still fits your needs. They can explain policy terms, beneficiary options, and any changes in Texas insurance regulations.