The top-rated life insurance agent in Los Fresnos, Texas is David Armendariz - State Farm Insurance Agent, rated 4.9 stars across 58 reviews. Other highly rated options include Pronto Insurance, Delgado's Tax Services and More, Fred Loya Insurance. This directory lists 12 life insurance agents serving Los Fresnos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Armendariz - State Farm Insurance Agent | 301 E Ocean Blvd | (956) 233-3276 |
| 2 | Pronto Insurance | 310 W Ocean Blvd | (956) 233-8181 |
| 3 | Delgado's Tax Services and More | 32761 TX-100 | (956) 254-2049 |
| 4 | Fred Loya Insurance | 1010 W Ocean Blvd #102 | (956) 374-6009 |
| 5 | insurance corner RGV-LadyRifas | 123 W Ocean Blvd # 4 | (956) 233-5005 |
| 6 | Gallardo Insurance Agency | 741 W Ocean Blvd UNIT 3 | (956) 233-1160 |
| 7 | STAR Insurance Advisors | 33478 FM803 Suite 5 | (956) 408-7934 |
| 8 | Falcon Insurance Agency | 32412 TX-100 A | (956) 254-2030 |
| 9 | Rio Grande Underwriters Insurance Group Inc. | 705 W Ocean Blvd ste a | (956) 233-5744 |
| 10 | SafeRide Insurance | 32819 TX-100 | (956) 233-2266 |
David Armendariz - State Farm Insurance Agent serves the Los Fresnos, Texas area, providing life insurance services to residents and local businesses. The agency helps clients understand how life insurance can support their financial planning needs. Policies are designed to offer financial protection for families and beneficiaries in the event of an unexpected loss of a loved one. This location assists with term life insurance for temporary coverage needs and whole life insurance for permanent protection.
Pronto Insurance serves the Los Fresnos, Texas area, providing life insurance agent services to local residents. The company helps clients explore financial protection options to ensure families are covered in the event of a loss. The agency assists with needs like term life plans and final expense coverage, guiding individuals through policy selection aligned with their circumstances. Policyholders in this region can also arrange whole life insurance solutions for long-term security through their offices.
Delgado's Tax Services and More provides life insurance coverage, helping clients in Los Fresnos, Texas, secure financial protection for their families. The company assists with policy selection and ongoing plan management to address changing needs. Services include regular policy reviews and updates to ensure adequate coverage over time. Their service approach focuses on explaining policy terms clearly and supporting clients during the claims process. Delgado's serves single-family homes, apartments, retail locations, and restaurants throughout the local area.
Fred Loya Insurance provides an essential range of life insurance products designed to offer financial protection for policyholders and their beneficiaries. Its service plans emphasize clear policy terms, ongoing account management, and personalized support to ensure coverage aligns with each client's evolving needs throughout the life of the contract. The company operates in Los Fresnos, Texas, where it serves the area’s diverse residential and commercial property needs, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners and property managers in Los Fresnos, Texas, rely on Insurance Corner RGV-LadyRifas for their life insurance needs. This life insurance agent helps clients assess their coverage options to protect their families and financial futures. Working in the Rio Grande Valley, the company understands the local community’s unique requirements for financial planning. It also serves clients in the neighboring community of Harlingen, extending its availability to residents seeking guidance on life insurance policies throughout the surrounding metro area.
Gallardo Insurance Agency serves Los Fresnos and the surrounding communities of the Rio Grande Valley, handling life insurance policies for local residents. They help clients select term or whole life coverage suited to individual protection needs and long-term financial goals. The agency guides customers through the underwriting process, including reviewing application documents and explaining policy terms. To handle a typical job, the agency meets with clients to assess current circumstances, then presents personalized coverage options based on those specific needs during an in-person or phone consultation.
Some life insurance needs, such as final expense policies, typically require only a one-time purchase, while others like whole life or term plans involve ongoing premium payments for lasting coverage. STAR Insurance Advisors helps residents in Los Fresnos, TX, identify which approach fits their financial situation. The agent assists clients in comparing basic policy structures and long-term benefits. Service for this life insurance agent generally runs on a one-time or scheduled basis, depending on whether the client is setting up a new policy or adjusting existing coverage.
Falcon Insurance Agency in Los Fresnos, Texas specializes in life insurance policies designed to provide financial security for families and individuals. It also offers general coverage options to protect against the loss of income and final expenses for local residents. The agency can help clients assess their needs during seasonal milestones like the start of a new business venture or the arrival of a new baby.
As families in Los Fresnos prepare for the college semesters or evaluate their long-term financial security, Rio Grande Underwriters Insurance Group Inc. provides guidance on appropriate life insurance policies. The company specializes in helping local residents understand key coverage types and amounts for their unique family situations. An agent reviews each client’s current health, income, and future obligations before offering options for term or permanent protection. Initial coverage assessment begins with a complimentary review of personal insurance needs.
SafeRide Insurance functions as a life insurance agent in Los Fresnos, TX, specializing in customizing protection plans and coverage add-ons to meet distinct financial security goals for individuals and families. Its advisors assess personal needs to tailor policies that complement existing benefits. The firm can serve local small businesses including offices, warehouses, and food service establishments seeking to offer group life insurance and key-person coverage for their employees.
What Does a a Life Insurance Agent in Los Fresnos Cost?
Life insurance costs in Texas vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates also depend on tobacco use and medical history. This is general information and not insurance advice.
About life insurance agents in Los Fresnos
Life insurance agents in Los Fresnos Texas help residents choose policies that protect their families. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents can explain how Texas community property rules affect policy ownership and beneficiaries.
Frequently Asked Questions
What license does a life insurance agent in Los Fresnos need?
Agents must hold a Texas life insurance license issued by the Texas Department of Insurance. They must complete pre licensing education and pass a state exam. You can verify an agents license on the TDI website.
How does Texas community property law affect life insurance?
In Texas a spouse must consent in writing if the policy owner names someone other than the spouse as beneficiary. This rule applies to policies purchased with community funds. An agent can help you understand these requirements.
What types of life insurance are common in Los Fresnos?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life insurance offers permanent coverage with a cash value component. Final expense policies are also popular for covering funeral costs.