The top-rated life insurance agent in El Paso, Texas is State Farm - Miguel Serrato Insurance Agency, rated 5.0 stars across 798 reviews. Other highly rated options include Daniel Call - State Farm Insurance Agent, Crystal Martinez - State Farm Insurance Agent, Homestate Insurance Agency. This directory lists 44 life insurance agents serving El Paso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm - Miguel Serrato Insurance Agency | 3800 N Mesa St Ste B-2 | (915) 600-7880 |
| 2 | Daniel Call - State Farm Insurance Agent | 6006 N Mesa St Ste 604 | (915) 584-5931 |
| 3 | Crystal Martinez - State Farm Insurance Agent | 11617 Pellicano Dr | (915) 855-8555 |
| 4 | Homestate Insurance Agency | 4504 Montana Ave | (915) 832-1894 |
| 5 | TWFG - DelaFuente Insurance Services | 1307 Wyoming Ave | (915) 444-2700 |
| 6 | Enroll El Paso by NewTex Insurance Group | 7362 Remcon Cir | (915) 777-3101 |
| 7 | JSE Insurance | 6006 N Mesa St Suite 602 | (915) 412-5635 |
| 8 | Mt. Franklin Insurance | 1444 Montana Ave suite 201 | (915) 599-2900 |
| 9 | Jaime Portillo - State Farm Insurance Agent | 6633 N Mesa St #201 | (915) 581-8484 |
| 10 | Team Rudy Ledesma: Allstate Insurance | 6600 N Mesa St Ste 606 | (915) 581-7200 |
State Farm - Miguel Serrato Insurance Agency serves the El Paso, Texas metro area, offering life insurance coverage to local residents. Life insurance agents help individuals and families protect their financial future by selecting appropriate policies. Common services include term life insurance, which provides coverage for a set period, and whole life insurance, which builds cash value over a lifetime. The agency assists clients in these areas of El Paso.
Daniel Call - State Farm Insurance Agent in El Paso, TX, offers a range of life insurance solutions, including term and whole life policies designed to help clients protect their families' financial futures. The office provides ongoing policy reviews and adjustments to ensure coverage aligns with changing needs. Services extend to various residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Crystal Martinez - State Farm Insurance Agent serves homeowners, renters, and small business owners in the El Paso, Texas area. As a life insurance agent, she helps clients evaluate their financial protection needs, offering term and whole life policies designed to provide income replacement and final expense coverage. Her office also assists with auto, home, and health insurance options to ensure comprehensive household risk management. The agency provides services to families and professionals throughout the city and additionally serves the neighboring community of Socorro in the greater El Paso metro region.
Homestate Insurance Agency serves El Paso, Texas and its surrounding communities, handling life insurance policies for local residents. It helps clients select coverage that supports financial protection for families and beneficiaries. The agency typically assesses individual needs and budget constraints to propose appropriate policy options from available providers. It focuses on explaining policy terms clearly and guiding applicants through the underwriting process to secure suitable coverage.
Unlike businesses that offer ongoing policy management, this life insurance agent company focuses on the distinct needs of each client through a single, thorough consultation. In El Paso, TX, TWFG - DelaFuente Insurance Services provides coverage that addresses financial protection for dependents and estate planning necessities. The agent helps individuals compare term and whole life options to match their long-term goals. Appointments for this personalized guidance are scheduled strictly on an as-needed basis for each policy discussion.
Enroll El Paso by NewTex Insurance Group provides specialized life insurance solutions tailored to local needs, such as term, whole, and universal policies. The agency guides residents through the selection process to secure financial protection for families and businesses in El Paso, Texas. With an understanding of regional economic factors, it assists clients in planning for long-term stability. As the winter holiday season approaches, the firm helps households review coverage to ensure beneficiaries are protected during increased travel and family gatherings.
JSE Insurance assists clients in El Paso, Texas, with their life insurance needs, offering policies designed to provide financial security for families. The agency focuses on helping individuals choose appropriate coverage to match their personal circumstances. It can serve a variety of commercial sectors, including offices, warehouses, and food service businesses, providing group or individual policy options to meet their specific requirements.
As the spring season approaches in El Paso, TX, residents review their financial plans to ensure their families are protected. Mt. Franklin Insurance assists local clients in selecting life insurance coverage tailored to their unique circumstances and future goals. A plan can help provide financial security for loved ones, covering expenses like mortgages or education. The company guides individuals through the essential first review of their current policies and potential needs, arranging an initial consultation to assess coverage options.
Jaime Portillo’s agency, a State Farm Insurance Agent in El Paso, TX, provides residential life insurance services, helping local homeowners and individuals secure financial protection for their families. The agency also offers commercial life insurance coverage for area businesses, serving clients throughout El Paso and surrounding communities. Policies are arranged to protect beneficiaries in the event of a death. To maintain coverage and adjust plans as life circumstances change, the agent schedules follow-up contact and repeat service between regular annual visits to ensure policies remain current.
Team Rudy Ledesma: Allstate Insurance in El Paso, TX is a local life insurance agent providing individuals and families with coverage options to protect their financial future. The agency helps clients understand their needs for income replacement and debt management. In addition to these core offerings, the service range includes consultation on term and permanent policy types. An add-on specialty service available is accidental death coverage to supplement a standard life policy.
What Does a a Life Insurance Agent in El Paso Cost?
Term life insurance for a healthy 35 year old in Texas typically costs between 20 and 40 dollars per month for a 500 thousand dollar policy. Whole life insurance premiums are higher often starting at 100 to 200 dollars per month for similar coverage. Costs vary by age health policy type and coverage amount. This is general information not insurance advice.
About life insurance agents in El Paso
Life insurance agents in El Paso Texas help residents choose policies that fit their family and financial goals. Texas law requires all life insurance agents to hold a valid state license and follow the Texas Insurance Code. Local agents can explain how Texas community property rules may affect policy ownership and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
In Texas life insurance agents must hold a General Lines Life Accident and Health license issued by the Texas Department of Insurance. Agents must complete pre licensing education and pass a state exam. You can verify an agents license on the TDI website.
How long does a life insurance application take in El Paso?
The application process usually takes 2 to 6 weeks depending on the policy type and your health. Some term policies with no medical exam can be approved in a few days. Full underwriting for larger policies may take longer.
Can a life insurance agent in El Paso help with a Texas free look period?
Yes a Texas life insurance agent can explain the free look period which is 10 days for most policies. During this time you can cancel the policy for a full refund. This right is protected under Texas Insurance Code Section 1101.003.