The top-rated life insurance agent in Duncanville, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,326 reviews. Other highly rated options include Alecia Francis - State Farm Insurance Agent, America's Best Auto Insurance, Josh Thibodeaux - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Duncanville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 334 E Camp Wisdom Rd | (972) 218-0912 |
| 2 | Alecia Francis - State Farm Insurance Agent | 602 N Main St | (972) 780-1576 |
| 3 | America's Best Auto Insurance | 1438 Acton Ave | (972) 241-3000 |
| 4 | Josh Thibodeaux - State Farm Insurance Agent | 150 E Hwy 67 | (972) 780-5599 |
| 5 | Leo's Auto Insurance | 103 W Camp Wisdom Rd | (972) 787-0080 |
| 6 | Altima Auto Insurance | 511 E Camp Wisdom Rd | (214) 446-7429 |
| 7 | Freeway Insurance | 335 E Camp Wisdom Rd | (469) 530-6001 |
| 8 | Dhyana Newton: Allstate Insurance | 207 E Camp Wisdom Rd Ste D | (817) 230-4213 |
| 9 | Bill Toney: Allstate Insurance | 606 W Wheatland Rd Ste 101 | (972) 572-7600 |
| 10 | Rick Smith - State Farm Insurance Agent | 618 S Cedar Ridge Dr | (972) 293-6000 |
As spring brings new beginnings and financial planning to mind for many in Duncanville, Texas, La Familia Auto Insurance provides life insurance options for local individuals and families. This agency helps clients navigate selecting appropriate coverage for their unique situations, a process that offers financial peace of mind. A conversation with an agent can clarify the difference between term and whole life benefits. The company typically begins by scheduling a complimentary initial assessment to review a client’s current policies and personal coverage needs.
Alecia Francis - State Farm Insurance Agent in Duncanville, Texas, serves the Dallas County area with life insurance solutions. The agency helps individuals and families plan for financial protection and future security. Policies offered include term life and whole life coverage, each designed to address varying long-term needs. The local office also assists clients with accidental death benefits and final expense planning.
America's Best Auto Insurance specializes in life insurance agent services to clients in the Duncanville, Texas area. The company focuses on assessing individual coverage needs and providing guidance on policy options that address financial protection for beneficiaries. Life insurance agents typically help residents plan for future security by explaining term and whole life choices. Alongside standard offerings, the firm focuses on customizing plans for unique situations. These services can assist local businesses and commercial properties, including offices, warehouses, and food service establishments.
Josh Thibodeaux - State Farm Insurance Agent in Duncanville, TX, offers life insurance policies that provide financial protection for families and individuals. Services include term and whole life coverage to help clients manage future needs and estate planning. The agency assists customers with policy selection, account management, and regular reviews to adjust coverage as life circumstances change. With a focus on local service, it helps safeguard single-family homes, apartment residents, retail businesses, and restaurants throughout the Duncanville area.
Leo's Auto Insurance serves homeowners, families, and individuals in Duncanville, Texas, who are seeking life insurance agent services. The agency helps clients navigate term and whole life policy options to provide financial protection for their loved ones. Customers receive guidance on coverage amounts and beneficiary designations tailored to their specific needs. The firm also assists with policy reviews and adjustments as life circumstances change, ensuring consistent protection over time. Its service area extends to nearby DeSoto and the broader Dallas-Fort Worth metro region for added accessibility.
Serving Duncanville and the surrounding communities in the Dallas-Fort Worth metroplex, Altima Auto Insurance handles life insurance agent services for local residents. The company assists clients with navigating the process of finding appropriate life coverage, helping to evaluate different policy options that can offer financial protection for families. Its typical approach involves a straightforward consultation where it explains coverage features, answers client questions about beneficiaries and policy terms, and then guides customers toward a plan based on their individual needs and budget.
Freeway Insurance provides residential life insurance services to individuals in and around Duncanville, Texas. Commercial coverage options are also available for local businesses needing life insurance policies. The agency serves clients throughout Duncanville and the surrounding Dallas-Fort Worth area. Policies are carefully explained to help customers understand their coverage choices. Routine follow-up ensures policyholders can adjust their plans between regular visits as their personal or business needs change over time.
For Duncanville residents, Dhyana Newton: Allstate Insurance provides life insurance agents who can explain the distinction between term policies, which offer coverage for a set period, and whole life policies, which provide lifelong protection. The agency helps clients evaluate their coverage needs based on long-term financial goals and family circumstances. Agent services are typically available on a scheduled appointment basis by contacting the local office directly.
Bill Toney: Allstate Insurance in Duncanville, TX specializes in helping clients select individual life insurance policies and final expense plans. It also provides general life insurance services, including term and whole life coverage suited to local needs. Policyholders receive assistance reviewing beneficiary designations and adjusting coverage limits during major life events. In colder months, the agency frequently advises on updating beneficiaries to coincide with year-end financial checkups.
Rick Smith - State Farm Insurance Agent in Duncanville, Texas provides life insurance guidance tailored to local residents and families. The agency helps clients evaluate term and whole life policies that offer financial protection for dependents and future needs. Services include policy selection support and periodic coverage reviews to keep plans aligned with changing circumstances. A specialty service the agency offers is adding riders for accidental death or critical illness on life insurance policies.
What Does a a Life Insurance Agent in Duncanville Cost?
Life insurance costs in Texas vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurance company and your specific risk factors. This is general information and not insurance advice.
About life insurance agents in Duncanville
Life insurance agents in Duncanville Texas help residents find coverage to protect their families and assets. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Local agents understand the needs of Duncanville families and can explain policy options clearly.
Frequently Asked Questions
What licenses must a life insurance agent in Duncanville have?
In Texas life insurance agents must hold a valid General Lines Life Accident and Health license from the Texas Department of Insurance. Agents must also complete continuing education every two years to keep their license active. You can verify an agents license on the TDI website.
How long do I have to contest a life insurance policy in Texas?
Texas law gives insurance companies a two year contestability period from the policy issue date. During this time the insurer can investigate and deny a claim for material misrepresentation on the application. After two years the policy is generally incontestable except for fraud.
What is the free look period for life insurance in Texas?
Texas law provides a 10 day free look period for most life insurance policies. If you cancel the policy within 10 days of receiving it you get a full refund of any premiums paid. This rule applies to both term and whole life policies sold in Texas.