The top-rated life insurance agent in Denton, Texas is Ricardo Sempertegui - State Farm Insurance Agent, rated 4.9 stars across 578 reviews. Other highly rated options include Matt Portz - State Farm Insurance Agent, Ryan Everet Insurance - Independent Agency, Century Insurance Agency, Inc. This directory lists 30 life insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ricardo Sempertegui - State Farm Insurance Agent | 2317 W University Dr Suite 113 | (940) 381-2490 |
| 2 | Matt Portz - State Farm Insurance Agent | 800 S I-35E | (940) 591-6644 |
| 3 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 4 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 5 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 6 | Michael Doranski: Allstate Insurance | 2000 Denison St A | (940) 387-6289 |
| 7 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 8 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
| 9 | Neill Christian - State Farm Insurance Agent | 2409 Fort Worth Dr Ste 100 | (940) 239-3650 |
| 10 | Ramey & King Insurance | 830 S Interstate 35 | (940) 382-9691 |
Ricardo Sempertegui - State Farm Insurance Agent serves the Denton, Texas area as a life insurance agent, offering services that help individuals and families manage financial risk. This agency works with clients to evaluate their long-term needs and find policies that provide a measure of financial protection. Services include the structuring of life insurance coverage intended to assist with income replacement or final expenses. A specific service handled here is term life insurance, which offers coverage for a set period. Another service is whole life insurance, providing lifelong protection.
Matt Portz - State Farm Insurance Agent in Denton, TX, provides life insurance policies along with related coverage options and financial planning services. Its service includes regular policy reviews and assistance with claims filing to help clients maintain appropriate protection over time. The company helps individuals and families secure financial support for beneficiaries and offers guidance on adjusting coverage as life circumstances change. It services single-family homes, apartments, retail, and restaurants.
Ryan Everet Insurance - Independent Agency serves local homeowners, families, and small-business owners in Denton, Texas, helping them secure life insurance coverage that supports their long-term financial planning. As an independent agency, it can offer policies from multiple insurers to find options fitting diverse needs. Services include policy comparisons, personalized guidance on term or whole life plans, and assistance with beneficiary designations. The agency also covers households and businesses in the neighboring city of Corinth, extending its support throughout northern Denton County.
Fredrick Insurance Brokers in Denton, TX specializes in connecting clients with life insurance policies suited to their long-term financial planning and family protection needs. The agency provides general counsel on term, whole, and universal life options, helping individuals understand coverage amounts and policy terms matched to their budget and goals. With the start of a new year, it assists families in reassessing beneficiary designations and updating coverage to reflect major life events such as a recent marriage or birth.
Michael Doranski: Allstate Insurance in Denton, TX, helps clients distinguish between single-purchase term policies, which provide temporary coverage for a specific need, and permanent life insurance options that build cash value for ongoing financial protection. As a local life insurance agent, the agency assists individuals and families in selecting appropriate coverage based on their long-term goals and budget. Premiums and policy structures are designed to be flexible for changing circumstances. Services are available on an as-needed basis for policy reviews, new enrollments, and beneficiary updates.
As families in Denton, TX, begin planning for the future or welcome a new member, the need to secure long-term financial protection often becomes a priority. Neal & Neal Insurance Agency addresses this through life insurance agent services tailored to local residents. Their work involves matching individuals with suitable policies designed to provide financial support for beneficiaries. Drawing on a straightforward understanding of community needs, the agency focuses on explaining policy features and coverage options. Each process begins with a no-obligation assessment of the client’s personal situation and coverage goals.
Wade Hunt Insurance provides life insurance policies to individuals and families in the Denton area. This agency also specializes in offering supplemental coverage options such as accidental death and disability policies. Professionals assist clients in selecting appropriate term or whole life plans based on personal financial goals. The agency serves residential clients as well as commercial sectors including offices, warehouses, and food service establishments.
Neill Christian, a local life insurance agent in Denton, Texas, offers a full selection of individual and family life policies, including term, whole, and universal life coverage. As an independent provider, comprehensive annual policy reviews are available to help adjust coverage as financial needs change. Peace of mind is ensured through clear policy explanations and no-cost supplemental consultations. These services support both newly built and established single-family homes and apartments, along with local retail outlets and restaurants.
Ramey & King Insurance is known for guiding Denton residents through the process of securing financial protection via life insurance policies. Its service range includes term life, whole life, and universal life coverage, each tailored to different long-term needs and budget structures. Agents assist clients in determining appropriate death benefits to safeguard dependents from economic hardship. The work involves comparing policies from multiple carriers to find suitable terms and premiums. A specialty service it can add on is final expense insurance, which helps cover end-of-life costs for policyholders.
What Does a a Life Insurance Agent in Denton Cost?
Life insurance costs in Texas vary widely based on age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 250,000 dollar term policy. A 55 year old with health issues could pay 100 to 300 dollars per month for a smaller whole life policy. This is general information and not insurance advice.
About life insurance agents in Denton
Life insurance agents in Denton Texas help residents find coverage to protect their families. Texas law requires agents to hold a valid license from the Texas Department of Insurance. Local agents understand the needs of Denton families and can explain policy options for different budgets.
Frequently Asked Questions
What license does a life insurance agent need in Texas?
A life insurance agent in Texas must hold a valid life insurance license from the Texas Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years with continuing education.
How long does a life insurance application take in Texas?
The application process for a life insurance policy in Texas can take from a few days to several weeks. The timeline depends on the policy type and the applicants health history. Texas law gives insurers a 10-day free look period after the policy is delivered.
Can a life insurance agent help with Texas final expense policies?
Yes many life insurance agents in Denton offer final expense policies. These are smaller whole life policies designed to cover funeral costs and other end of life expenses. Texas law requires funeral homes to provide a general price list so you can compare costs.