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Compare life insurance agents in Smithfield. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 life insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Angel Urena: Primerica - Financial Services
55 Douglas Pike #206A, Smithfield, RI 02917
(401) 618-5939
reps.primerica.com
Life insurance agents in Smithfield, Rhode Island help residents find term, whole, and universal life policies. Rhode Island law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Working with a local agent ensures you understand how Rhode Island regulations affect your policy options.
What Does a Life Insurance Agent in Smithfield Cost?
Life insurance costs in Rhode Island vary by age, health, coverage amount, and policy type. A healthy 35 year old in Smithfield might pay 20 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. Costs also depend on the insurance company and any riders you add. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
In Rhode Island, life insurance agents must hold a valid producer license issued by the Rhode Island Department of Business Regulation. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to maintain their license.
How long do I have to review a life insurance policy in Rhode Island?
Rhode Island law provides a free look period of at least 10 days after you receive a new life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This rule applies to policies purchased from agents in Smithfield and throughout the state.
What types of life insurance are available from agents in Smithfield?
Smithfield life insurance agents offer term life, whole life, universal life, and variable life policies. Term life provides coverage for a set number of years while permanent policies build cash value. An agent can help you compare options based on your budget and long term goals.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.