Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 life insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
What Does a Life Insurance Agent in North Smithfield Cost?
Life insurance costs in Rhode Island vary by age, health, coverage amount, and policy type. For a healthy 35-year-old in North Smithfield, a 20-year term policy with 500,000 dollars in coverage may cost between 25 and 40 dollars per month. Rates increase with age and for those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
In Rhode Island, life insurance agents must hold a valid resident producer license issued by the Rhode Island Department of Business Regulation. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in North Smithfield?
Look for an agent who is licensed in Rhode Island and has experience with the type of policy you need. You can verify an agents license through the Rhode Island Department of Business Regulation website. Ask about their experience with term, whole, and universal life policies.
What information do I need to get a life insurance quote in Rhode Island?
You will need to provide your age, gender, health history, and lifestyle habits such as smoking. The agent will also ask about your coverage amount and policy term preferences. Rhode Island law requires full disclosure of health information for accurate underwriting.