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Find Life Insurance Agents Near You in Narragansett, RI

Browse life insurance agents serving Narragansett, Rhode Island. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 life insurance agents in Narragansett, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000 branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307

Life insurance agents in Narragansett, Rhode Island help residents secure financial protection for their families. Rhode Island law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of coastal homeowners and small business owners in Washington County.

What Does a Life Insurance Agent in Narragansett Cost?

Typical life insurance costs in Rhode Island range from 25 to 150 dollars per month for a healthy 40-year-old, depending on coverage amount and policy type. Term life policies are generally cheaper than whole life policies. Factors like age, health, and tobacco use affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance do agents in Narragansett offer?
Agents in Narragansett offer term life, whole life, and universal life insurance policies. They also provide final expense and mortgage protection plans. Each policy type has different benefits and premium structures.
Do I need a medical exam for life insurance in Rhode Island?
Many policies require a medical exam, but some no-exam policies are available for qualified applicants. Rhode Island law allows insurers to set their own underwriting standards. An agent can help you find a policy that matches your health status.
How do I verify a life insurance agent license in Narragansett?
You can verify an agent license through the Rhode Island Department of Business Regulation website. The state requires all agents to renew their licenses every two years. You may also ask the agent for their license number directly.