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Find Life Insurance Agents in Central Falls, RI

Compare life insurance agents in Central Falls. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Central Falls, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 life insurance agents in Central Falls, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zuluaga Insurance
789 Dexter St, Central Falls, RI 02863
(401) 724-3080
Tanya Gonzalez & La Cima Ins LLC
1099 Dexter St, Central Falls, RI 02863
(401) 729-8065
McLane Insurance Agency
977 Dexter St, Central Falls, RI 02863
(401) 475-4122 mclaneinsurance.com
Allstate Insurance: Sahonny N Nunez
791 Broad St, Central Falls, RI 02863
(401) 336-6455 agents.allstate.com
Zuluaga Financial Services
791 Dexter St, Central Falls, RI 02863
(401) 724-3080

Life insurance agents in Central Falls, Rhode Island help residents find coverage that fits their needs and budget. Rhode Island law requires agents to hold a valid state license and follow strict regulations under Title 27 of the General Laws. Whether you need term life, whole life, or universal life insurance, a local agent can guide you through the options available in the Ocean State.

What Does a Life Insurance Agent in Central Falls Cost?

The cost of life insurance in Central Falls, Rhode Island varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same face value. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the role of a life insurance agent in Central Falls?
A life insurance agent in Central Falls helps you compare policies from different carriers, explains coverage details, and assists with the application process. They must be licensed by the Rhode Island Department of Business Regulation. Agents can also help with policy reviews and beneficiary updates.
Do I need a medical exam to get life insurance in Rhode Island?
Many life insurance policies in Rhode Island require a medical exam, especially for larger coverage amounts. However, some insurers offer no-exam policies for smaller face values or for applicants in good health. Your agent can explain which options are available to you.
How are life insurance agents regulated in Rhode Island?
Life insurance agents in Rhode Island are regulated by the Rhode Island Department of Business Regulation under Title 27 of the General Laws. They must complete continuing education and renew their license every two years. Agents must also follow ethical standards when selling policies.