The top-rated life insurance agent in Collegeville, Pennsylvania is Young's Insurance Services, rated 5.0 stars across 162 reviews. Other highly rated options include Nester Insurance, Andrew McGinley - State Farm Insurance Agent, Medicare Specialist LLC. This directory lists 19 life insurance agents serving Collegeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Young's Insurance Services | 350 W Main St Suite 200 | (610) 275-7923 |
| 2 | Nester Insurance | 409 2nd Ave #101 | (484) 390-5312 |
| 3 | Andrew McGinley - State Farm Insurance Agent | 3815 Ridge Pike Ste 6 | (484) 552-4003 |
| 4 | Medicare Specialist LLC | 350 W Main St Suite 200 | (610) 420-3106 |
| 5 | Genuardi Insurance Agency with Firefly | 227 Lilac Cir | (484) 973-6190 |
| 6 | The Ellman Agency: Allstate Insurance | 555 2nd Ave Ste C-725 | (215) 621-8288 |
| 7 | Jason Walborn - State Farm Insurance Agent | 1610 W Main St Unit 205 | (610) 454-0900 |
| 8 | Tim Young - Young's Insurance Services Inc. | 350 W Main St Suite 200 | (610) 275-7923 ext. 111 |
| 9 | SVJ Insurance Advisors Inc | 555 2nd Ave STE D-204 | (866) 985-8572 |
| 10 | McCabe Insurance Group | 478 E Main St | (484) 272-1600 |
Young's Insurance Services serves Collegeville, Pennsylvania and the surrounding Montgomery County area, offering professional guidance in life insurance coverage. The agency helps individuals and families evaluate their financial protection needs and find appropriate policy solutions. As a licensed life insurance agent, it assists clients with understanding complex insurance options and making informed decisions about their future security. Services available through this agency include term life insurance policies and permanent life insurance plans that can help provide for beneficiaries and manage estate planning objectives.
Nester Insurance provides a range of life insurance agent services to residents and businesses in Collegeville, Pennsylvania. The agency offers comprehensive planning for financial security, including policy selection, application assistance, and beneficiary updates. Regular policy reviews and a maintenance plan help clients adjust coverage as their needs evolve. The company serves single-family homes, apartments, retail stores, and restaurants in the local area.
Andrew McGinley - State Farm Insurance Agent in Collegeville, PA serves area homeowners, business owners, and families seeking financial protection. The agency provides life insurance policies designed to help secure a family's future and cover major expenses. Clients also find assistance with auto, home, and renters coverage through this local office. Additional services include creating personalized insurance reviews and discussing ways to safeguard personal assets. This agent also serves clients throughout the Phoenixville and Valley Forge vicinity, offering convenient access for those in the surrounding Montgomery County area.
Medicare Specialist LLC serves Collegeville, Pennsylvania, and the surrounding communities in Montgomery County. This life insurance agent handles term life, whole life, and universal life policies for local residents. It assists clients with assessing their coverage needs and comparing policy options from different carriers. The agency generally follows a systematic process of reviewing a client’s financial goals and current situation before presenting suitable product choices.
Genuardi Insurance Agency with Firefly in Collegeville, PA, helps clients distinguish between term life policies for temporary, one-time coverage needs and permanent life insurance for recurring long-term protection. Their services generally guide clients through selecting a policy that addresses income replacement, final expenses, or estate liquidity. Customers can meet with the agency to discuss coverage options, with appointments available on an as-needed basis to review changing circumstances or adjust existing policies.
The Ellman Agency: Allstate Insurance in Collegeville, PA, specializes in term and whole life insurance policies tailored for local families and individuals. It also offers general insurance services, including auto and homeowners coverage, to address broader protection needs. Life insurance agents here help clients assess their long-term financial goals, such as income replacement and debt coverage. As the holiday season approaches, the agency assists Collegeville residents in updating their policies to accommodate new additions to the family or changes in annual household income.
As winter threats and family protection plans become more crucial in Collegeville, Jason Walborn offers local life insurance guidance through State Farm. Neighbors seek straightforward options to secure their loved ones’ financial future without confusion. This agency explains different types of life insurance policies suited to local household needs, work situations, and budget considerations common in the area. Coverage recommendations are made after an individual review of each client’s current expenses and future goals. The process begins with an initial consultation appointment to gather income and liability details.
Tim Young - Young's Insurance Services Inc. provides practical life insurance solutions for individuals and families in the Collegeville, PA area. The company also offers specialty services including policy reviews and beneficiary planning. Clients typically seek financial protection for their households against unexpected loss. The agency serves a variety of local commercial sectors including offices, warehouses, and food service operations seeking key person or buy-sell coverage.
McCabe Insurance Group, based in Collegeville, PA, is known for helping individuals and families navigate life insurance options to secure financial protection. The agency serves clients in the local area by assessing coverage needs and presenting policies from various carriers. Services typically include term, whole, and universal life insurance plans tailored to long-term goals. An additional specialty it can offer is final expense insurance, which covers end-of-life costs and funeral expenses.
What Does a a Life Insurance Agent in Collegeville Cost?
Typical costs for life insurance in Pennsylvania vary by age health and coverage amount. A 35 year old non-smoker might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 150 dollars per month. This is general information and not insurance advice.
About life insurance agents in Collegeville
Life insurance agents in Collegeville Pennsylvania help residents and businesses find appropriate coverage. Pennsylvania law requires agents to hold a valid state license and follow strict ethical guidelines. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Collegeville need?
Agents must hold a Pennsylvania life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Pennsylvania Insurance Department website.
How do Collegeville agents help with Pennsylvania inheritance tax?
Life insurance proceeds paid to a named beneficiary are generally exempt from Pennsylvania inheritance tax. An agent can explain how policy ownership and beneficiary choices affect tax outcomes. This is a key reason to review your policy with a local agent.
What is the free look period for life insurance in Pennsylvania?
Pennsylvania law gives you a 10 day free look period after receiving a new life insurance policy. You can cancel for any reason during this time and get a full refund. An agent must inform you of this right at the time of sale.
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