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Life Insurance Agents in Philomath, OR

Directory of life insurance agents in Philomath, Oregon. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Philomath, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 5 life insurance agents in Philomath, OR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Severn Thomas- State Farm Insurance Agent
2372 Main St, Philomath, OR 97370
(541) 929-2534 onelocalagent.com
RJS & Associates Insurance Services Inc.
2364 Main St, Philomath, OR 97370
(541) 929-2788 rjsandassociates.com
Farmers Insurance - Gary White
125 S 17th St, Philomath, OR 97370
(541) 929-3227 agents.farmers.com
Housley Agency
1427 Main St, Philomath, OR 97370
(541) 286-4004 agents.farmers.com
Housley Agency
1427 Main St, Philomath, OR 97370
(541) 286-4004 agents.farmers.com

Life insurance agents in Philomath, Oregon help residents choose policies that protect their families and meet state regulations. Oregon law requires agents to be licensed through the Oregon Division of Financial Regulation. Philomath families often seek term life or whole life policies to cover mortgages and education costs.

What Does a Life Insurance Agent in Philomath Cost?

Typical costs for a life insurance agent in Oregon are not set by law. Agents earn commissions from insurers, which are built into your premium. For a healthy 35-year-old in Philomath, a 20-year term policy of 250,000 dollars may cost 20 to 35 dollars per month. Whole life policies can range from 100 to 300 dollars monthly. Costs vary by age, health, and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Philomath need?
An agent must hold a valid Oregon life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify a license on the Oregon Division of Financial Regulation website.
How long do I have to file a life insurance claim in Oregon?
Oregon does not have a specific statute of limitations for life insurance claims, but most policies require prompt notification. Beneficiaries should file within one year to avoid complications. The insurer must pay within 30 days after receiving proof of death.
What types of life insurance are common in Philomath?
Term life insurance is popular for temporary coverage, while whole life offers permanent protection with cash value. Many Philomath residents also consider universal life for flexible premiums. An agent can explain which fits your needs.