The top-rated life insurance agent in Newport, Oregon is Farmers Insurance - Kimberley Duty, rated 4.8 stars across 62 reviews. Other highly rated options include Jim Kuhlman - State Farm Insurance Agent, Marsh McLennan Agency, Trevor Behr - State Farm Insurance Agent. This directory lists 10 life insurance agents serving Newport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Kimberley Duty | 145 NE 8th St | (541) 265-4246 |
| 2 | Jim Kuhlman - State Farm Insurance Agent | 313 SW 2nd St | (541) 265-2011 |
| 3 | Marsh McLennan Agency | 811 N Coast Hwy | (541) 265-7768 |
| 4 | Trevor Behr - State Farm Insurance Agent | 1010 SW Coast Hwy #203 | (541) 272-3204 |
| 5 | Farmers Insurance - Christina Bushnell | 1012 SW 8th St | (541) 574-1898 |
| 6 | Greg Wells Insurance Ltd | 1061 NE Avery St | (541) 265-3224 |
| 7 | Abel Insurance Agency | 2426 N Coast Hwy | (541) 264-8426 |
| 8 | Corwin Insurance | Newport, OR 97365 | (541) 574-9322 |
| 9 | USI Insurance Services | 1241 SE Bay Blvd. STE 200 | — |
| 10 | Cyber Liability Insurance | 1628A N Coast Hwy | (541) 264-5794 |
What Does a a Life Insurance Agent in Newport Cost?
Typical costs for life insurance in Oregon vary widely based on age, health, and policy type. A healthy 40-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies often cost more, sometimes 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 100 dollars per month. These are general estimates and your actual cost will depend on your specific case. This information is general and not insurance advice.
About life insurance agents in Newport
Life insurance agents in Newport, Oregon help residents find coverage that fits their needs and budget. Oregon law requires agents to be licensed through the Oregon Division of Financial Regulation. Many local agents work with carriers that serve the coastal community and can explain options like term life and whole life policies.
Frequently Asked Questions
What should I look for in a life insurance agent in Newport Oregon?
Look for an agent who is licensed in Oregon and has experience with the type of policy you need. Ask about their familiarity with Oregon insurance laws and how they handle policy disclosures. A good agent will explain fees and coverage limits clearly.
Do I need a medical exam to get life insurance in Oregon?
Not always. Many policies offer simplified issue or guaranteed issue options that do not require a medical exam. However, traditional term and whole life policies usually require a health questionnaire and exam. Your agent can help you find the right option for your situation.
How does Oregon law affect life insurance payouts?
Oregon has a two-year contestability period during which an insurer can deny a claim if they find misrepresentation on the application. After two years, the policy is generally incontestable. Oregon also requires insurers to pay interest on delayed claims.
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