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HomeLife Insurance AgentsOregon › Klamath Falls

Find Life Insurance Agents Near You in Klamath Falls, OR

Browse life insurance agents serving Klamath Falls, Oregon. Updated 2026-07-14.

The top-rated life insurance agent in Klamath Falls, Oregon is Pacific Ridge Insurance, rated 4.9 stars across 454 reviews. Other highly rated options include Phill Kensler - State Farm Insurance Agent, Rachael Spoon - State Farm Insurance Agent, Jeff Young - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Klamath Falls.

Showing 20 life insurance agents in Klamath Falls, ORListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pacific Ridge Insurance2710 Washburn Way # 4(541) 273-8311
2Phill Kensler - State Farm Insurance Agent1307 S Alameda Ave Ste 1(541) 883-7000
3Rachael Spoon - State Farm Insurance Agent5429 S 6th St(541) 884-6265
4Jeff Young - State Farm Insurance Agent1829 Austin St(541) 885-3000
5Midland Empire Insurance527 Main St(541) 882-3471
6Highstreet Insurance & Financial Services121 S 6th St(541) 882-5555
7Aflac Klamath Falls422 Main St Suite 206(541) 887-8335
8Hans Norland & Sons Insurance2655 Shasta Way #2(541) 882-2515
9Farmers Insurance - Paul Bigby2621 Pershing Way(541) 883-3227
10HUB International2300 Madison St(800) 285-4788
PR
2710 Washburn Way # 4
Pacific Ridge Insurance
Life Insurance Agent · Klamath Falls, OR

Pacific Ridge Insurance serves the Klamath Falls, Oregon, area by assisting clients with life insurance agent services. The company helps individuals and families evaluate their financial protection needs, guiding them through available coverage choices. Their work focuses on matching policy types to specific personal circumstances. Among the services they handle in this region are term life policies for temporary coverage and permanent life policies for lifelong benefits and cash value growth.

PK
1307 S Alameda Ave Ste 1
Phill Kensler - State Farm Insurance Agent
Life Insurance Agent · Klamath Falls, OR

Phill Kensler - State Farm Insurance Agent in Klamath Falls, Oregon, provides life insurance policies and related coverage options to local residents. The agency helps clients evaluate their needs for term or whole life plans as part of a broader financial strategy. Services include policy reviews, beneficiary updates, and claim assistance upon a policyholder’s passing. The firm also coordinates basic maintenance of in-force policies by processing premium payments and address changes. Its client base includes homeowners, single-family residences, apartment dwellers, and owners of retail shops and restaurants in the surrounding area.

RS
5429 S 6th St
Rachael Spoon - State Farm Insurance Agent
Life Insurance Agent · Klamath Falls, OR

Rachael Spoon’s State Farm agency in Klamath Falls serves homeowners, renters, and small business operators looking for individual life insurance policies. It also offers related coverage options such as term and whole life plans to help clients protect their families and assets. The agency works with local residents to match policy terms to their financial needs and long-term goals. She also regularly assists customers living in the surrounding communities of Altamont and Merrill with the same range of life insurance services.

JY
1829 Austin St
Jeff Young - State Farm Insurance Agent
Life Insurance Agent · Klamath Falls, OR

Jeff Young - State Farm Insurance Agent serves Klamath Falls, Oregon, and the surrounding communities. The agency handles a full range of life insurance policies, helping local residents protect their families’ financial futures. Typical work involves reviewing a client’s personal circumstances, such as income and dependents, to determine appropriate coverage amounts. The approach focuses on explaining available policy options in clear terms so clients can make informed decisions. Each job is managed by first assessing individual needs, then matching them with the most suitable plan from the available offerings.

ME
527 Main St
Midland Empire Insurance
Life Insurance Agent · Klamath Falls, OR

Midland Empire Insurance offers life insurance products tailored for either a single purchase or an ongoing payment schedule, accommodating both short-term and permanent coverage needs. Their listings include term life policies for fixed periods and whole life options providing lifelong security. As a life insurance agent in Klamath Falls, Oregon, the company assists clients in selecting appropriate coverage amounts to protect families financially. Services are available on an as-needed basis through individual appointments booked directly with the agency.

HI
121 S 6th St
Highstreet Insurance & Financial Services
Life Insurance Agent · Klamath Falls, OR

Highstreet Insurance & Financial Services in Klamath Falls, Oregon, specializes in offering life insurance policies designed to provide financial security for families and individuals. It assists clients in evaluating coverage needs and navigating policy options to match long-term goals and budgets. The agency serves the local community by addressing insurance concerns with clear, practical guidance. As winter approaches, it helps clients review coverage to ensure beneficiaries are protected against the financial impact of an unexpected loss during the holiday season.

AK
422 Main St Suite 206
Aflac Klamath Falls
Life Insurance Agent · Klamath Falls, OR

As winter approaches in Klamath Falls, residents often review their financial safety nets to ensure families are protected. Aflac Klamath Falls provides life insurance policies that help cover final expenses and replace lost income for local households. They guide clients through choosing appropriate coverage amounts and policy types that fit individual needs. New clients typically begin the process by scheduling an in-person or phone consultation where basic financial information is reviewed. The initial assessment step involves completing a simple application form and arranging a quick health questionnaire.

HN
2655 Shasta Way #2
Hans Norland & Sons Insurance
Life Insurance Agent · Klamath Falls, OR

Hans Norland & Sons Insurance provides life insurance services to residents of Klamath Falls, Oregon, tailoring policies to individual family needs and long-term financial security. Commercial coverage is also available for local businesses seeking to protect key personnel and inform succession planning. The agency serves Klamath Falls and the surrounding communities within the region. After an initial policy setup, the agent offers scheduled follow-up contact to review coverage, verify beneficiary information, and adjust plans as needed between regular check-in visits.

FI
2621 Pershing Way
Farmers Insurance - Paul Bigby
Life Insurance Agent · Klamath Falls, OR

Farmers Insurance - Paul Bigby in Klamath Falls, Oregon, is known for providing life insurance coverage to local residents seeking financial protection for their families. The agency helps clients navigate term and permanent life policies to meet diverse long-term needs in the region. Policyholders receive personalized guidance on underwriting and beneficiary planning throughout the application process. Additional services include the ability to bundle policies with auto or home insurance for comprehensive risk management.

HI
2300 Madison St
HUB International
Life Insurance Agent · Klamath Falls, OR

HUB International provides life insurance guidance to individuals seeking financial protection for their families. Located in Klamath Falls, Oregon, the company can assist clients in evaluating term, whole, and universal life policy options suited to long-term planning needs. Policyholders may benefit from support in reviewing beneficiary designations and coverage amounts. Additionally, the brokerage offers these services to commercial sectors, including local offices, warehouses, and food service operations.

WW
1889 Austin St
Webb Wilson Insurance Agency
Life Insurance Agent · Klamath Falls, OR
(541) 884-4147
webbwilson.com
TL
1737 Washburn Way
Toni Lynn Bonner: Allstate Insurance
Life Insurance Agent · Klamath Falls, OR
(541) 883-3641
agents.allstate.com/toni-lynn-bonner-klamath-falls-or1.html
CC
1741 Austin St
Cora Christ - COUNTRY Financial Agent
Life Insurance Agent · Klamath Falls, OR
(541) 882-3921
agents.countryfinancial.com/usa/or/klamath-falls/cora-christ
FI
2972 S 6th St Ste B
Farmers Insurance - Jacob Wampler
Life Insurance Agent · Klamath Falls, OR
(541) 883-3645
agents.farmers.com/or/klamath-falls/jacob-wampler
FI
432 S 7th St
Fuller Insurance - Jon Fuller
Life Insurance Agent · Klamath Falls, OR
(541) 884-6067
fullerinsurancellc.com
TK
5031 S 6th St
Tom Keller - COUNTRY Financial Agent
Life Insurance Agent · Klamath Falls, OR
(541) 884-1700
agents.countryfinancial.com/usa/or/klamath-falls/tom-keller
FI
615 Klamath Ave
Farmers Insurance - Richard Bursell
Life Insurance Agent · Klamath Falls, OR
(541) 205-3715
agents.farmers.com/or/klamath-falls/richard-bursell
GC
5031 S 6th St
Gary Cheyne - COUNTRY Financial Representative
Life Insurance Agent · Klamath Falls, OR
(541) 884-1700
advisors.countryfinancial.com/usa/or/klamath-falls/gary-cheyne
FI
3820 Shasta Way
Farmers Insurance - C. Mabee Agency
Life Insurance Agent · Klamath Falls, OR
(541) 884-7101
agents.farmers.com/or/klamath-falls/christiann-mabee
MJ
6508 S 6th St
Monte Johnson Insurance Services Inc.
Life Insurance Agent · Klamath Falls, OR
(541) 850-8170
montejohnsoninsurance.com

What Does a a Life Insurance Agent in Klamath Falls Cost?

Life insurance costs in Oregon vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 250,000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Rates also depend on local factors like smoking status and occupation. This is general information not insurance advice.

About life insurance agents in Klamath Falls

Life insurance agents in Klamath Falls help residents find policies that protect their families and meet Oregon state requirements. Oregon law allows agents to offer term whole life and other policies tailored to local needs like protecting against wildfire risks. Working with a local agent ensures you understand Oregon insurance regulations and can compare options from multiple carriers.

Frequently Asked Questions

What licenses do life insurance agents need in Oregon?

Oregon life insurance agents must hold a valid resident license from the Oregon Division of Financial Regulation. They must complete pre licensing education and pass a state exam. Agents also need to complete continuing education every two years to maintain their license.

How do I choose a life insurance agent in Klamath Falls?

Look for an agent with experience in Oregon insurance laws and a good reputation in the community. Ask about their carrier options and whether they offer policies that cover local risks like fire or flood. You can verify an agent license on the Oregon Division of Financial Regulation website.

What is the free look period for life insurance in Oregon?

Oregon law gives you a 30 day free look period after buying a life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This rule applies to all life insurance policies sold in Oregon.

Life Insurance Agents in Other Oregon Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.