The top-rated life insurance agent in Springboro, Ohio is Monaghan & Associates: Allstate Insurance, rated 4.9 stars across 179 reviews. Other highly rated options include Acrisure, Chuck Baker - State Farm Insurance Agent, Bucklew Insurance: Allstate Insurance. This directory lists 17 life insurance agents serving Springboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Monaghan & Associates: Allstate Insurance | 263 W Central Ave A | (937) 747-4033 |
| 2 | Acrisure | 405 S Main St | (937) 748-4411 |
| 3 | Chuck Baker - State Farm Insurance Agent | 776 W Central Ave | (937) 746-4593 |
| 4 | Bucklew Insurance: Allstate Insurance | 6 Sycamore Creek Dr Ste A | (937) 550-9596 |
| 5 | Patton Insurance Group | 10 Royal Dr | (937) 886-9966 |
| 6 | Stephanie Iiams and Associates | 15 S Main St | (937) 619-9939 |
| 7 | Foley Insurance Group | 345 W Central Ave | (937) 288-3611 |
| 8 | Farmers Insurance - David Vanover | 80 N Main St | (937) 748-9600 |
| 9 | Benjamin Powell - State Farm Insurance Agent | 345 N Main St Unit 1 | (937) 550-1501 |
| 10 | Tinnerman Insurance Agency - Springboro | 15 S Main St | (937) 439-0212 |
Monaghan & Associates: Allstate Insurance serves the Springboro, Ohio, area and surrounding communities, specializing in life insurance agent services. The agency helps individuals and families assess their financial protection needs, offering guidance on coverage options for future income replacement and final expense planning. Policies can provide a lump-sum benefit to beneficiaries following a death. The office also handles consultations regarding term life plans, which offer coverage for a specified duration.
Acrisure provides life insurance agent services to clients in Springboro, Ohio, helping individuals and families select appropriate coverage for financial protection. The agency presents policy options designed to address income replacement, debt settlement, and future planning needs. Regular policy reviews are available to adjust coverage as circumstances change. Clients may seek assistance with term, whole, or universal life products during scheduled consultations. The agency services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Chuck Baker - State Farm Insurance Agent serves homeowners, renters, and drivers in the Springboro, OH area, providing life insurance policies that help families plan for long-term financial security. The agency also assists small business owners in managing risk through tailored coverage options. Life insurance agents in this region typically help clients assess their needs for income replacement or final expense protection. The office additionally serves residents in the nearby community of Franklin, Ohio.
Bucklew Insurance: Allstate Insurance serves Springboro, Ohio, and the surrounding communities in southern Warren County with life insurance agent services. The agency handles term life, whole life, and universal life policies tailored to individual client needs. It also assists with financial planning and retirement income strategies. To manage a typical life insurance job, the agency gathers detailed personal financial information, reviews coverage options with the client directly, and then presents a customized policy recommendation that aligns with the client’s long-term goals for their family’s financial security.
Patton Insurance Group in Springboro, Ohio assists clients in distinguishing between a single-term life policy and a permanent policy that builds cash value over time. This ongoing consultation covers both term life coverage and whole life options to meet different needs. Services are offered on a scheduled basis, with each appointment arranged as a one-time meeting or periodically for policy reviews.
Stephanie Iiams and Associates specializes in term and whole life insurance policies, serving residents of Springboro, Ohio. The agency also assists clients with long-term care planning and final expense coverage. This life insurance agent works directly with individuals and families to evaluate their financial protection needs, helping them secure appropriate coverage for their circumstances. As colder months approach, the agency frequently guides clients through the process of updating beneficiaries and reviewing policies to ensure adequate protection during holiday travel and winter weather hazards.
Foley Insurance Group provides life insurance services for residents in the Springboro, Ohio area. The company also assists local businesses with commercial life coverage needs within the broader surrounding region. An agent works with clients to select appropriate policies for their financial and family protection goals. After an initial meeting, the agent typically schedules a follow-up appointment to review policy details and arrange for any necessary future updates between regular service visits.
As homeowners and families in Springboro settle into the busy autumn season, reviewing financial protection against life's uncertainties becomes a practical priority. Farmers Insurance - David Vanover offers guidance on life insurance policies designed to provide beneficiaries with needed support during difficult transitions. The agency interacts directly with local residents to outline coverage options suitable for various household budgets and future goals. To begin the process, an initial in-person or virtual consultation is arranged to assess each client's specific protection needs and personal circumstances.
Benjamin Powell - State Farm Insurance Agent provides life insurance services to residents and businesses in Springboro, Ohio. The agency specializes in term and whole life policies, helping clients plan for long-term financial protection and end-of-life expenses. It also offers additional coverage options such as accidental death and dismemberment policies. The agency serves a range of commercial sectors, including local offices, small warehouses, and food service establishments needing key person or business continuation life insurance.
Tinnerman Insurance Agency - Springboro is a life insurance agent serving individuals and families in Springboro, OH. It assists clients in evaluating term, whole, and universal life policies to match financial goals and provide income replacement. The agency also addresses coverage needs for final expenses, mortgage protection, and estate liquidity. As a local resource, it offers consultations that compare policy options from multiple carriers, ensuring tailored recommendations. Medicare supplement plans for seniors are also a common area of focus for this provider, alongside long-term care riders.
What Does a a Life Insurance Agent in Springboro Cost?
Typical costs for life insurance in Ohio vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Older applicants or those with health conditions may pay higher rates. This is general information not insurance advice.
About life insurance agents in Springboro
Life insurance agents in Springboro Ohio help residents and families find coverage that fits their needs. Ohio law requires agents to hold a valid license from the Ohio Department of Insurance. Agents in Springboro can explain options like term life whole life and universal life policies.
Frequently Asked Questions
What license does a life insurance agent in Springboro need?
An agent must hold an Ohio life insurance license issued by the Ohio Department of Insurance. The license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years.
How do Ohio life insurance laws affect my policy?
Ohio law gives you a free look period of 10 days to cancel a new life insurance policy for a full refund. The state also requires agents to clearly explain policy terms and exclusions. Ohio follows the Uniform Simultaneous Death Act for beneficiary rules.
What types of life insurance are common in Springboro?
Common types include term life insurance for a set period and permanent life insurance like whole life or universal life. Many residents choose term life for mortgage protection or income replacement. Permanent policies can build cash value over time.
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