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Compare Life Insurance Agents in Sheffield Lake, OH

Directory of life insurance agents in Sheffield Lake, Ohio. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Sheffield Lake, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 life insurance agents in Sheffield Lake, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Huntington Insurance
5223 Detroit Rd, Sheffield Lake, OH 44054
(567) 588-0474
Motion Insurance OH
5445 Detroit Rd, Sheffield Lake, OH 44054
(440) 252-1537

Life insurance agents in Sheffield Lake, Ohio help residents find coverage that fits their family and budget. Ohio law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Ohio insurance regulations affect policy options and beneficiary designations.

What Does a Life Insurance Agent in Sheffield Lake Cost?

Term life insurance in Ohio typically costs between $20 and $60 per month for a healthy 35-year-old for a $500,000 policy. Whole life insurance premiums are higher, often starting around $100 per month for a similar face amount. Actual costs depend on age, health, coverage amount, and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Sheffield Lake need?
Ohio requires life insurance agents to hold a valid resident license from the Ohio Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
How does Ohio law affect life insurance payouts?
Ohio has a two-year contestability period during which insurers can investigate application details. After that period, claims are generally paid unless fraud is proven. Ohio also requires insurers to pay beneficiaries within a reasonable time, often 30 days after receiving proof of death.
Can I get life insurance in Sheffield Lake with a pre-existing condition?
Yes, many Ohio insurers offer policies for people with pre-existing conditions. Rates may be higher depending on the condition. A local agent can help you compare options from multiple carriers that accept higher-risk applicants.