ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Life Insurance Agents in Richmond Heights, OH
Directory of life insurance agents in Richmond Heights, Ohio. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Richmond Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 life insurance agents in Richmond Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SeibertKeck Insurance Partners | Strassman
26351 Curtiss Wright Pkwy # 1, Richmond Heights, OH 44143
(216) 289-1500
seibertkeck.com
Derek Warner - State Farm Insurance Agent
5241 Wilson Mills Rd #32, Richmond Heights, OH 44143
(216) 486-8000
derekwarnerinsurance.com
BG Insurance Agency
5247 Wilson Mills Rd #402, Richmond Heights, OH 44143
(440) 382-2039
bginsurance.org
Huntington Insurance
5249 Wilson Mills Rd, Richmond Heights, OH 44143
(800) 480-2265
huntington.com
Life insurance agents in Richmond Heights, Ohio help residents choose policies that meet their financial and family protection goals. Ohio law requires agents to hold a valid state license and follow strict disclosure rules when selling policies. Working with a local agent can simplify the process of comparing carriers and understanding Ohio insurance regulations.
What Does a Life Insurance Agent in Richmond Heights Cost?
Typical costs for life insurance in Ohio vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost 5 to 10 times more than term. Ohio does not set rate caps, so premiums differ by carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
In Ohio, life insurance agents must hold a valid insurance producer license issued by the Ohio Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also renew their license every two years.
Can a Richmond Heights agent help with Ohio Medicaid planning?
Some life insurance policies can affect Medicaid eligibility in Ohio. An agent can explain how cash value or death benefits may count as assets. However, for specific Medicaid planning, you should consult an elder law attorney.
How long does an Ohio life insurance application take?
The application process in Ohio usually takes 2 to 6 weeks. This includes underwriting, medical exams if needed, and policy issuance. Ohio law gives applicants a free look period of at least 10 days to cancel the policy for a full refund.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in Richmond Heights who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.