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Directory of life insurance agents in Moraine, Ohio. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Moraine, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 5 life insurance agents in Moraine, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nikki Bisceglia - State Farm Insurance Agent
5224 N Springboro Pike, Moraine, OH 45439
(937) 294-3276
insurewithnikki.com
Farmers Insurance - Shannon Walker
3055 Kettering Blvd Ste 306, Moraine, OH 45439
(937) 293-7300
agents.farmers.com
American Insurance Moraine
2795 Lance Dr, Moraine, OH 45409
(440) 696-1038
McGohan Brabender
3931 S Dixie Dr, Moraine, OH 45439
(937) 293-1600
mcgohanbrabender.com
American Family Insurance - Gordon Finn
2210 Arbor Blvd # 205, Moraine, OH 45439
(937) 434-6554
Life insurance agents in Moraine, Ohio help residents and businesses choose policies that provide financial protection. Ohio law requires agents to hold a valid state license and follow regulations set by the Ohio Department of Insurance. Local agents understand the needs of the Dayton metro area and can guide you through term life, whole life, and other options.
What Does a Life Insurance Agent in Moraine Cost?
Typical costs for life insurance in Ohio vary widely by age, health, policy type, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Older applicants or those with health conditions will pay higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Moraine Ohio?
An agent must hold a valid Ohio life insurance license issued by the Ohio Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How long does it take to get a life insurance policy in Moraine?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly. Policies requiring a medical exam and underwriting usually take two to six weeks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.