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Life Insurance Agents in Bay Village, OH

Looking for a life insurance agent in Bay Village? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Bay Village, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 life insurance agents in Bay Village, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brad Larson - State Farm Insurance Agent
654 Dover Center Rd, Bay Village, OH 44140
(440) 835-1969 bradlarsoninsurance.com
Nationwide Insurance: Lawrence J Cahill Agency
419 Dover Center Rd, Bay Village, OH 44140
(440) 835-3750 agency.nationwide.com

Life insurance agents in Bay Village Ohio help residents choose coverage that protects their families. Ohio law requires agents to hold a valid state license and follow the Ohio Department of Insurance rules. Local agents can explain how Ohio estate tax laws may affect your policy choices.

What Does a Life Insurance Agent in Bay Village Cost?

A typical term life policy for a healthy 40 year old in Ohio costs between 25 and 50 dollars per month for 250,000 dollars of coverage. Whole life policies are higher, often 150 to 300 dollars per month for the same amount. Costs vary by age, health, and policy type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Ohio?
An Ohio life insurance agent must hold a valid resident or non-resident license from the Ohio Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Bay Village?
Most term life policies take 2 to 6 weeks from application to approval. The timeline depends on your health exam results and the insurance company underwriting process. Ohio law gives a 10 day free look period after you receive the policy.
Do I need a medical exam for life insurance in Ohio?
Many policies require a medical exam for coverage over a certain amount. Some insurers offer no-exam policies for smaller face values. Your agent can explain which option fits your health history.