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Find Life Insurance Agents Near You in Stony Brook, NY

Looking for a life insurance agent in Stony Brook? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Stony Brook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Stony Brook, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Pelosi - State Farm Insurance Agent
1239 N Country Rd #1a, Stony Brook, NY 11790
(631) 751-6800 randypelosi.com
Brian Ahern: Allstate Insurance
1212 N Country Rd Ste 2d, Stony Brook, NY 11790
(631) 689-7770 agents.allstate.com
Nationwide Insurance: Barson Associates Inc.
207 Hallock Rd Ste 1, Stony Brook, NY 11790
(631) 689-6100 agency.nationwide.com

Life insurance agents in Stony Brook New York help residents and small business owners choose the right policy for their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Agents can explain how state regulations like the free look period and incontestability clause protect policyholders.

What Does a Life Insurance Agent in Stony Brook Cost?

Term life insurance for a healthy 35 year old in New York typically costs between 20 and 40 dollars per month for a 500,000 dollar policy. Whole life insurance premiums range from 100 to 300 dollars per month for the same coverage amount. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Stony Brook need?
Agents must hold a New York State life insurance license issued by the Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long is the free look period for life insurance in New York?
New York law gives policyholders a 10 day free look period after receiving the policy. During this time you can cancel for a full refund. This applies to most individual life insurance policies sold in the state.
What is the incontestability clause in New York?
After a life insurance policy has been in force for two years the insurer cannot contest the policy based on misstatements in the application. This is required by New York Insurance Law Section 3211. It provides protection for beneficiaries after the contestability period ends.