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Find Life Insurance Agents Near You in Rocky Point, NY
Browse life insurance agents serving Rocky Point, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Rocky Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Rocky Point, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance Solutions
333 NY-25A, Rocky Point, NY 11778
(631) 782-3175
coastalinsurancesolution.com
The Clausen Agency, Inc
333 NY-25A Suite 150, Rocky Point, NY 11778
(631) 744-1393
clausenagency.com
Shore Line Insurance
8 Broadway, Rocky Point, NY 11778
(631) 744-1200
shorelineins.com
Life insurance agents in Rocky Point, New York help residents choose term life, whole life, or universal life policies. New York state law requires agents to hold a valid license and follow strict disclosure rules under New York Insurance Law Section 3201. Local agents can guide you through the application process and explain how New York regulations affect your coverage.
What Does a Life Insurance Agent in Rocky Point Cost?
In Rocky Point, New York, life insurance premiums vary by age, health, and coverage amount. A healthy 35 year old might pay between 20 and 40 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost 5 to 10 times more than term for the same death benefit. New York state does not set premium rates, but insurers must file rates with the Department of Financial Services. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Rocky Point New York?
In New York, life insurance agents must hold a valid life insurance license issued by the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents in Rocky Point must also follow continuing education requirements every two years.
How does New York law affect life insurance policy terms?
New York Insurance Law requires that all life insurance policies include a free look period of at least 10 days. This allows you to cancel the policy for a full refund if you change your mind. New York also has strict rules on policy illustrations and nonforfeiture benefits.
What types of life insurance are available in Rocky Point New York?
Common types include term life insurance, whole life insurance, and universal life insurance. New York agents can also offer group life insurance through employers or associations. Each type has different premium structures and cash value features regulated by New York state.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.