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Life Insurance Agents in Port Jefferson, NY

Compare life insurance agents in Port Jefferson. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 life insurance agents in Port Jefferson, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph P. O'Neill Agency, Inc.: Allstate Insurance
38 Sheep Pasture Rd, Port Jefferson, NY 11777
(631) 425-9700 agents.allstate.com
Brookhaven Agency
100 Oakland Ave #1, Port Jefferson, NY 11777
(631) 941-4113 brookhavenagency.com
Nationwide Insurance: C Quick Insurance Agency Inc.
402 Main St, Port Jefferson, NY 11777
(631) 474-7070 agency.nationwide.com
Goosehead Insurance - Don Pawluk
1303 Main St, Port Jefferson, NY 11777
(631) 393-2775 goosehead.com
Maiella Associates, Inc
803 Main St, Port Jefferson, NY 11777
(631) 331-2525 maiellainc.com

Port Jefferson residents can work with a licensed life insurance agent to find a policy that fits their needs. New York state law requires agents to hold a valid license and follow strict disclosure rules. A local agent can help you compare term, whole, and universal life insurance options.

What Does a Life Insurance Agent in Port Jefferson Cost?

Life insurance costs in New York vary widely based on age, health, coverage amount, and policy type. A 35-year-old in good health might pay between $25 and $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 per month for the same coverage. New York also imposes a state premium tax of 2.0% on life insurance premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid life insurance license issued by the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years.
How long does a life insurance application take in Port Jefferson?
The application process can take a few days to several weeks depending on the policy type and your health. New York law gives you a free look period of at least 10 days after you receive the policy to review it and cancel for a full refund.
Can a Port Jefferson agent help with New York state required disclosures?
Yes. New York requires agents to provide a policy summary and a buyer guide before you purchase a life insurance policy. The agent must also explain any exclusions, limitations, and the policy's cash value features if applicable.