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Find Life Insurance Agents in Locust Valley, NY

Browse life insurance agents serving Locust Valley, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Locust Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 life insurance agents in Locust Valley, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marisa Schaefer - State Farm Insurance Agent
83 Birch Hill Rd, Locust Valley, NY 11560
(516) 801-8223 marisaschaefer.com
Cactus Agency Inc
129 Birch Hill Rd, Locust Valley, NY 11560
(516) 399-2085 cactusagencyinc.com
Allstate Insurance Agent: Jordan Kravitz
135 Birch Hill Rd, Locust Valley, NY 11560
(516) 671-6044 agents.allstate.com
Shane Roer Agency Inc.
129 Birch Hill Rd, Locust Valley, NY 11560
(631) 923-2840 roeragency.com

Life insurance agents in Locust Valley, New York help residents find coverage that fits their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can explain term life, whole life, and universal life options available to families and businesses in Locust Valley.

What Does a Life Insurance Agent in Locust Valley Cost?

The cost of life insurance in New York varies based on age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health issues may pay higher premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a valid insurance producer license from the New York Department of Financial Services. This license requires completing pre-licensing education and passing a state exam. Agents must also renew their license every two years.
How do I choose a life insurance agent in Locust Valley?
Look for an agent who is licensed in New York and has experience with policies that meet your needs. Ask about their knowledge of New York insurance regulations, such as the free look period and policy cancellation rules. You can verify an agents license on the DFS website.
What is the free look period for life insurance in New York?
New York law gives you a free look period of at least 10 days after you receive your life insurance policy. During this time you can cancel the policy for any reason and receive a full refund of any premiums paid. This rule applies to all individual life insurance policies sold in the state.