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Browse life insurance agents serving Lake Ronkonkoma, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 life insurance agents in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Agency Inc
191 Ronkonkoma Ave, Lake Ronkonkoma, NY 11779
(631) 471-7575
aspen-ny.com
Cotgreave Insurance Agency
558 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 981-5400
cotgreaveagency.com
Multy Cover - Parrinelli Insurance
490 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 588-8888
multycover.com
Amitrano Insurance Services
4 Norwood Ln, Lake Ronkonkoma, NY 11779
(631) 648-7845
amitranoinsurance.myhomehq.biz
Life insurance agents in Lake Ronkonkoma, New York help residents and families secure financial protection through term, whole, and universal life policies. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services and follow strict disclosure rules under New York Insurance Law. Local agents can guide you through the application process and explain how New York law affects policy benefits and contestability periods.
What Does a Life Insurance Agent in Lake Ronkonkoma Cost?
Life insurance costs in New York vary by age, health, coverage amount, and policy type. A healthy 35-year-old may pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may see higher premiums. Whole life policies typically cost more but build cash value. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Lake Ronkonkoma need?
A life insurance agent in New York must hold a valid license from the New York State Department of Financial Services. This requires completing pre-licensing education, passing a state exam, and meeting continuing education requirements every two years.
How long does a life insurance company have to contest a policy in New York?
Under New York Insurance Law Section 3203, a life insurance company generally has a two-year contestability period from the policy issue date. During this time the insurer can investigate misstatements on the application and potentially deny a claim.
Do I need a medical exam for life insurance in Lake Ronkonkoma?
Many life insurance policies require a medical exam, but some carriers offer no-exam policies with lower coverage limits. A local agent can help you compare options based on your health status and coverage needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.