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Life Insurance Agents in Lackawanna, NY

Looking for a life insurance agent in Lackawanna? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lackawanna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 life insurance agents in Lackawanna, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
M A Damstetter Inc
3064 South Park Ave, Lackawanna, NY 14218
(716) 826-5400
Gallego Agency 2075 Abbott Rd Buffalo, NY 14218
2075 Abbott Rd, Lackawanna, NY 14218
(716) 826-0532

Life insurance agents in Lackawanna, New York help residents find coverage that fits their needs and budget. New York state law requires all life insurance agents to hold a valid license from the Department of Financial Services. Agents can guide you through term life, whole life, and universal life policies available in Erie County.

What Does a Life Insurance Agent in Lackawanna Cost?

Life insurance costs in New York vary based on age, health, coverage amount, and policy type. A healthy 35-year-old in Lackawanna might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a valid life insurance license from the New York State Department of Financial Services. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
Is a medical exam required for life insurance in Lackawanna?
Many life insurance policies in New York require a medical exam, but some policies offer no-exam coverage. No-exam policies typically have higher premiums and lower coverage limits. The agent can help you compare options based on your health history.