Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100
lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613
richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242
ociainsurance.com
What Does a Life Insurance Agent in Islip Cost?
The cost of life insurance in New York varies by age, health, coverage amount, and policy type. A healthy 35 year old might pay between 20 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
In New York, a life insurance agent must hold a valid license issued by the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
How long does it take to get life insurance in Islip?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life policies.
Are there New York specific rules for life insurance policies?
Yes, New York requires a free look period of at least 10 days for most life insurance policies. This allows you to cancel the policy for a full refund if you change your mind.