Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 life insurance agents in Huntington Station, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Monica Murphy - State Farm Insurance Agent
1985 New York Ave, Huntington Station, NY 11746
(631) 273-1800
monicajmurphy.com
Garbe Associates Insurance - Huntington
876 E Jericho Tpke, Huntington Station, NY 11746
(631) 427-6093
garbeassociates.com
NK Agency
Huntington Station, NY 11746
(516) 220-8860
nkagency.net
Donald Hurley: Allstate Insurance
837 E Jericho Tpke, Huntington Station, NY 11746
(631) 421-4000
agents.allstate.com
Omega Insurance
33 Walt Whitman Rd Suite 107, Huntington Station, NY 11746
(631) 923-2520
omegainsuranceagency.com
Ralph Silvers Agency Inc
315 Walt Whitman Rd #310, Huntington Station, NY 11746
(631) 271-9200
rsains.com
Capital Coverage, Inc.
1895 New York Ave, Huntington Station, NY 11746
(631) 427-0303
What Does a Life Insurance Agent in Huntington Station Cost?
In New York, life insurance premiums vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage amount. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
A life insurance agent in New York must hold a valid license issued by the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How does New York law affect life insurance payouts?
New York has a statute of limitations for contestability, meaning an insurer can generally deny a claim if the policyholder made a material misrepresentation within the first two years. After two years, the policy becomes incontestable. Beneficiaries should also be aware of New York's insurable interest rules.
What types of life insurance are available in Huntington Station?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers permanent coverage with a cash value component. Universal life allows flexible premiums and death benefits. A local agent can explain which type fits your needs.