Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Hudson, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fingar Insurance
1 Livingston Pkwy, Hudson, NY 12534
(518) 828-4500
fingarinsurance.com
Arica's Insurance & Notary Services
207 Fairview Ave, Hudson, NY 12534
(518) 320-8210
aricasinsurance.com
David H Rivenburgh Agency Inc
1870 NY-9H, Hudson, NY 12534
(518) 828-5700
rivenburghagency.com
What Does a Life Insurance Agent in Hudson Cost?
Life insurance agent services in Hudson typically do not charge a separate fee; agents earn commissions from the insurance company. For a term life policy, annual premiums for a healthy 35-year-old in New York can range from $300 to $800 for $500,000 in coverage. Whole life policies often cost $2,000 to $5,000 per year for similar coverage. Costs vary based on age, health, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must hold a New York State Life, Accident, and Health insurance license. They must also complete continuing education credits every two years to maintain their license.
How long do I have to file a life insurance claim in New York?
New York does not set a specific statute of limitations for filing a life insurance claim, but most policies require prompt notice. It is best to file within 30 to 60 days of the insureds death to avoid delays.
Can a life insurance agent in Hudson help with New York estate planning?
Yes, many agents coordinate with local estate planning attorneys. Life insurance proceeds in New York are generally exempt from state income tax but may be subject to estate tax if the total estate exceeds the New York exemption amount.