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Life Insurance Agents in Coram, NY

Compare life insurance agents in Coram. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Coram, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 life insurance agents in Coram, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patty Herbstman - State Farm Insurance Agent
1672 NY-112, Coram, NY 11727
(631) 509-6890 herbstmaninsurance.com
National Computerized Agencies Inc
2201 NY-112, Coram, NY 11727
(631) 737-0700 coveragequote.com
Secure Harbor Insurance NY
3732 NY-112, Coram, NY 11727
(631) 532-8074 copcoverage.com

Life insurance agents in Coram New York help residents find coverage that fits their needs and budget. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through options like term life whole life and universal life policies that comply with New York insurance regulations.

What Does a Life Insurance Agent in Coram Cost?

Typical costs for a life insurance agent in Coram New York vary by policy type and coverage amount. Term life insurance for a healthy 35 year old may cost between 20 and 50 dollars per month for a 500 thousand dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Agent commissions are usually built into the premium and do not require an upfront fee. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Coram need?
In New York a life insurance agent must hold a valid license from the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
Can a Coram agent help with New York free look period?
Yes a Coram life insurance agent can explain the New York free look period. Under New York law you have at least 10 days after receiving a life insurance policy to review it. If you cancel within this period you get a full refund of any premiums paid.