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Find Life Insurance Agents Near You in Ballston Spa, NY
Compare life insurance agents in Ballston Spa. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 life insurance agents in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Streever Agency, Inc.
84 Milton Ave, Ballston Spa, NY 12020
(518) 885-6777
connorsandstreever.com
Sherry Hoffman - State Farm Insurance Agent
415 Geyser Rd, Ballston Spa, NY 12020
(518) 580-1181
sherryhoffmaninsurance.com
Nancy Lefebvre - State Farm Insurance Agent
2031 Doubleday Ave #50, Ballston Spa, NY 12020
(518) 885-1877
nancylefebvre.com
Zapp Insurance Agency
199 Milton Ave, Ballston Spa, NY 12020
(518) 306-4632
zappquote.com
Faithful Insurance LLC
84 Front St, Ballston Spa, NY 12020
(585) 357-0127
Jimcor Agencies
20 Prospect St, Ballston Spa, NY 12020
(518) 580-0800
jimcor.com
Life insurance agents in Ballston Spa New York help residents secure financial protection for their families. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can explain options like term life whole life and universal life policies.
What Does a Life Insurance Agent in Ballston Spa Cost?
Term life insurance in New York typically costs between 20 and 60 dollars per month for a healthy 35 year old for a 500 thousand dollar policy. Whole life policies range from 150 to 400 dollars per month for similar coverage. Costs vary by age health and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New York?
An agent must hold a valid life insurance license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years.
How long does a New York life insurance policy contestability period last?
New York law allows a two year contestability period from the policy issue date. During this time the insurer can investigate and deny claims for material misrepresentations. After two years the policy becomes incontestable except for fraud.
Can a life insurance agent in Ballston Spa help with New York estate taxes?
Yes many agents coordinate with financial planners to address New York estate tax concerns. New York imposes an estate tax on estates over 6.94 million dollars as of 2025. Life insurance proceeds can provide liquidity to pay these taxes.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.