Skip to main content

Life Insurance Agents in Ridgefield Park, NJ

Looking for a life insurance agent in Ridgefield Park? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Ridgefield Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Ridgefield Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Castillo And Associates, Inc Insurance Agency
167 Main St, Ridgefield Park, NJ 07660
(201) 600-1826 caains.com
Emmanuel Ochoa - State Farm Insurance Agent
17 Winant Ave, Ridgefield Park, NJ 07660
(551) 497-5189 tristatebergeninsurance.com
Exact Insurance Agency NJ
245 Main St, Ridgefield Park, NJ 07660
(201) 212-4839
Employee Benefits Advisors Group
442 Teaneck Rd, Ridgefield Park, NJ 07660
(201) 255-6239 ebagroup.net

Life insurance agents in Ridgefield Park, New Jersey help residents choose term, whole, or universal life policies. New Jersey law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand Bergen County demographics and can tailor coverage to your needs.

What Does a Life Insurance Agent in Ridgefield Park Cost?

Life insurance costs in New Jersey vary widely based on age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may see higher premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Ridgefield Park New Jersey?
Agents must hold a valid New Jersey life insurance producer license. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.
How do I verify a life insurance agents license in New Jersey?
You can check an agents license status on the New Jersey Department of Banking and Insurance website. The site provides a public search tool for license numbers and disciplinary actions. Always verify before purchasing a policy.
Are there New Jersey rules about life insurance policy replacements?
Yes, New Jersey has strict replacement regulations. Agents must provide a disclosure statement and wait at least 30 days before finalizing a replacement policy. This protects consumers from inappropriate policy switches.