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Looking for a life insurance agent in Ridgefield? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Ridgefield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 life insurance agents in Ridgefield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Suzanne Ro - State Farm Insurance Agent
559 Bergen Blvd, Ridgefield, NJ 07657
(201) 945-9145
suzannero.com
Sung Eun Insurance Agency dba SEINS AGENCY LLC
566 Grand Ave, Ridgefield, NJ 07657
(201) 313-1472
sungeunagency.com
Kate Lee Insurance
752 Grand Ave, Ridgefield, NJ 07657
(201) 969-0081
kateleeagency.com
W & J USA LLC
725 Grand Ave STE 204, Ridgefield, NJ 07657
(201) 647-6198
Aloha Agency Inc
331 Shaler Blvd, Ridgefield, NJ 07657
(201) 945-7746
alohaagency.com
ACL Agency LLC
470 Broad Ave #3, Ridgefield, NJ 07657
(201) 397-1170
Life insurance agents in Ridgefield, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law requires insurers to offer a free look period of at least 10 days on most life policies, allowing you to cancel for a full refund if not satisfied. Local agents can guide you through options that comply with New Jersey regulations and fit your budget.
What Does a Life Insurance Agent in Ridgefield Cost?
Term life insurance in New Jersey typically costs between $20 and $60 per month for a healthy 35-year-old seeking a 20-year term policy with $500,000 in coverage. Whole life premiums are higher, often starting around $100 per month for the same age and coverage amount. Costs vary based on age, health, tobacco use, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the free look period for life insurance in New Jersey?
New Jersey law gives you at least 10 days to review a new life insurance policy. If you cancel within that time, you receive a full refund of any premiums paid.
Do I need a license to sell life insurance in Ridgefield New Jersey?
Yes. Anyone selling life insurance in New Jersey must hold a valid resident or non-resident insurance producer license issued by the New Jersey Department of Banking and Insurance.
How long does a life insurance claim take in New Jersey?
Insurers in New Jersey must pay valid claims within 30 days after receiving proof of death. If payment is delayed beyond 30 days, the company may owe interest on the claim amount.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.